Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$3.2M
- Dental$379K
- Vision$379K
- Life$379K
- Short-term disability$379K
- Long-term disability$379K
Filings through .
Cubrc, Inc.
EIN 22-2505934researchLatest filing 2025
Plans
9
Retirement
1
$60.7M assets
Health & Benefits
8
$6.1M premiums
Participants
1,454
Plans on this EIN
9 filings#002401(k)-$60.7M - 290 part#541Fully insured-$3.2M - 171 lives#535Fully insured-$2.2M - 118 lives#542Fully insured-$379K - 202 lives#540Fully insured-$152K - 183 lives#534Fully insured-$81K - 137 lives#533Fully insured-$44K - 128 lives#532Fully insured-$28K - 42 lives#531Fully insured-$18K - 183 lives+3 more plans
Health & Benefits portfolio - carriers, brokers and premium across this company's 8 health and benefits plans.
Benefits portfolio analytics
8 plans / $6.1M premiums / 1,164 covered lives
See carrier and broker market share with Pro.
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Plan summaries
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Retirement#002
CUBRC AND AVARINT EMPLOYEE RETIREMENT PLAN
401(k)
Assets$60.7M
Participants290
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#541
CUBRC AND AVARINT HM
Fully insured - HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC
Premiums$3.2M
Covered lives171
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#535
CUBRC INDEPENDENT HEALTH
Fully insured - INDEPENDENT HEALTH BENEFITS CORPORATION
Premiums$2.2M
Covered lives118
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#542
CUBRC AND AVARINT GUARDIAN BENEFITS
Fully insured - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Premiums$379K
Covered lives202
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#540
CUBRC AND AVARINT GUARDIAN DENTAL
Fully insured - GUARDIAN
Premiums$152K
Covered lives183
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#534
CUBRC STD & SLTD MOO
Fully insured - MUTUAL OF OMAHA INSURANCE COMPANY
Premiums$81K
Covered lives137
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#533
CUBRC TERM LIFE MOO
Fully insured - COMPANION LIFE INSURANCE COMPANY
Premiums$44K
Covered lives128
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#532
CUBRC TERM LIFE VOL MOO
Fully insured - COMPANION LIFE INSURANCE COMPANY
Premiums$28K
Covered lives42
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#531
CUBRC AND AVARINT GUARDIAN VISION
Fully insured - GUARDIAN
Premiums$18K
Covered lives183
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Retirement plans
1 plan on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #002 | CUBRC AND AVARINT EMPLOYEE RETIREMENT PLAN | 401(k) | $60.7M | 290 | 2025 |
- #002 · 401(k) · 2025290
Health & Benefits plans
8 plans on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #541 | CUBRC AND AVARINT HM | Fully insured | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC | $3.2M | 171 | 2025 |
| #535 | CUBRC INDEPENDENT HEALTH | Fully insured | INDEPENDENT HEALTH BENEFITS CORPORATION | $2.2M | 118 | 2024 |
| #542 | CUBRC AND AVARINT GUARDIAN BENEFITS | Fully insured | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $379K | 202 | 2025 |
| #540 | CUBRC AND AVARINT GUARDIAN DENTAL | Fully insured | GUARDIAN | $152K | 183 | 2024 |
| #534 | CUBRC STD & SLTD MOO | Fully insured | MUTUAL OF OMAHA INSURANCE COMPANY | $81K | 137 | 2024 |
| #533 | CUBRC TERM LIFE MOO | Fully insured | COMPANION LIFE INSURANCE COMPANY | $44K | 128 | 2024 |
| #532 | CUBRC TERM LIFE VOL MOO | Fully insured | COMPANION LIFE INSURANCE COMPANY | $28K | 42 | 2024 |
| #531 | CUBRC AND AVARINT GUARDIAN VISION | Fully insured | GUARDIAN | $18K | 183 | 2024 |
- CUBRC AND AVARINT HM$3.2M#541 · Fully insured · HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC · 2025171
- #535 · Fully insured · INDEPENDENT HEALTH BENEFITS CORPORATION · 2024118
- #542 · Fully insured · THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · 2025202
- #540 · Fully insured · GUARDIAN · 2024183
- #534 · Fully insured · MUTUAL OF OMAHA INSURANCE COMPANY · 2024137
- #533 · Fully insured · COMPANION LIFE INSURANCE COMPANY · 2024128
- #532 · Fully insured · COMPANION LIFE INSURANCE COMPANY · 202442
- #531 · Fully insured · GUARDIAN · 2024183
Retirement plans
Health & Benefits plans