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  2. Arrow Financial Corporation
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

Arrow Financial Corporation

EIN 22-2448962-financial services-Latest filing 2025
Plans
6
Retirement
3
$141.7M assets
Health & Benefits
3
$5.8M premiums
Participants
3,537
250 GLEN STREET - GLENS FALLS, NY 12801518-793-4121arrowfinancial.comLinkedIn501-1000 employeesfinancial services
Plans on this EIN
6 filings
#001Cash balance-$67.1M - 851 part#003401(k)-$45.2M - 867 part#002ESOP-$29.4M - 652 part#508Fully insured-$5.8M - 657 lives#503Self-funded-0 lives#504Self-funded-0 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 3 health and benefits plans.

Retirement portfolio analytics

3 plans aggregated / $141.7M assets / 2,370 participants

Assets by plan

Share of aggregate retirement assets

  • PLAN AND TRUST (#001)$67.1M
  • PROFIT SHARING 401(K) (#003)$45.2M
  • EMPLOYEE STOCK OWNERSHIP (#002)$29.4M
Total $141.7MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • (Not disclosed)$96.5M
  • EPIC RETIREMENT PLAN SERVICES$45.2M
Total $141.7MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • PROFIT SHARING 401(K) (#003)867
  • PLAN AND TRUST (#001)851
  • EMPLOYEE STOCK OWNERSHIP (#002)652
Total 2,370Select a row to open it

Benefits portfolio analytics

3 plans / $5.8M premiums / 657 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$5.8M
  • Prescription drug$5.8M
  • Other$5.3M
  • Vision$40K
Total $5.8M4 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

ARROW FINANCIAL CORPORATION EMPLOYEES PENSION PLAN AND TRUST

Cash balance

Assets$67.1M
Participants851
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#003

ARROW FINANCIAL CORPORATION PROFIT SHARING 401(K) PLAN

401(k)

Assets$45.2M
Participants867
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

ARROW FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$29.4M
Participants652
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#508

ARROW FINANCIAL CORPORATION MEDICAL INSURANCE PLAN

Fully insured - CAPITAL DISTRICT PHYSICANS HEALTH PLAN

Premiums$5.8M
Covered lives657
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#503

ARROW FINANCIAL CORPORATION FLEXIBLE SPENDING ACCOUNT

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#504

ARROW FINANCIAL CORPORATION DENTAL BENEFIT PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

3 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001ARROW FINANCIAL CORPORATION EMPLOYEES PENSION PLAN AND TRUSTCash balance$67.1M8512025
#003ARROW FINANCIAL CORPORATION PROFIT SHARING 401(K) PLAN401(k)$45.2M8672025
#002ARROW FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP$29.4M6522025
  • ARROW FINANCIAL CORPORATION EMPLOYEES PENSION PLAN AND TRUST$67.1M
    #001 · Cash balance · 2025851
  • ARROW FINANCIAL CORPORATION PROFIT SHARING 401(K) PLAN$45.2M
    #003 · 401(k) · 2025867
  • ARROW FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN$29.4M
    #002 · ESOP · 2025652

Health & Benefits plans

3 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#508ARROW FINANCIAL CORPORATION MEDICAL INSURANCE PLANFully insuredCAPITAL DISTRICT PHYSICANS HEALTH PLAN$5.8M6572025
#503ARROW FINANCIAL CORPORATION FLEXIBLE SPENDING ACCOUNTSelf-funded-$002025
#504ARROW FINANCIAL CORPORATION DENTAL BENEFIT PLANSelf-funded-$002025
  • ARROW FINANCIAL CORPORATION MEDICAL INSURANCE PLAN$5.8M
    #508 · Fully insured · CAPITAL DISTRICT PHYSICANS HEALTH PLAN · 2025657
  • ARROW FINANCIAL CORPORATION FLEXIBLE SPENDING ACCOUNT$0
    #503 · Self-funded · 20250
  • ARROW FINANCIAL CORPORATION DENTAL BENEFIT PLAN$0
    #504 · Self-funded · 20250
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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