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Sponsor portfolioTH

AMERICAN REFINING GROUP, INC.

EIN 22-2318612-oil & energy-Latest filing 2025
Plans
3
Retirement
2
$129.1M assets
Welfare
1
$1.2M premiums
Participants
1,126
55 ALPHA DRIVE WEST, THE LANDINGS 3RD FLR - PITTSBURGH, PA 15238814-368-1230amref.comLinkedIn201-500 employeesoil & energy
Plans on this EIN
3 filings
#001401k-$66.4M - 400 part#002ESOP-$62.7M - 437 part#502Mixed-$1.2M - 336 lives

Retirement portfolio analytics

2 plans aggregated / $129.1M assets / 837 participants

Assets by plan

Share of aggregate retirement assets

51%top
  • GROUP, INC. 401(K) (#001)51%
  • EMPLOYEE STOCK OWNERSHIP (#002)49%
Total $129.1MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
51%top
  • JOHN HANCOCK LIFE INSURANCE COMPANY51%
  • (Not disclosed)49%
Total $129.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • EMPLOYEE STOCK OWNERSHIP (#002)437
  • GROUP, INC. 401(K) (#001)400
Total 837Click row to drill in

Benefits portfolio analytics

1 plan / $1.2M premiums / 336 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$909K
  • Other$169K
  • Life$114K
  • Vision$37K
  • Long-term disability$36K
Total $1.2M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
79%top
  • HM LIFE INSURANCE COMPANY79%
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY18%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA3%
Total $1.2M3 slices

Broker market share

Schedule A broker compensation

Split broker
99%top
  • ANDERSON & KIME EMPLOYEE BENEFITS I99%
  • ANDERSON BENEFIT SOLUTIONS1%
Total $119K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

AMERICAN REFINING GROUP, INC. 401(K) PLAN

401k

Assets$66.4M
Participants400
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

AMERICAN REFINING GROUP EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$62.7M
Participants437
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

AMERICAN REFINING GROUP, INC. EMPLOYEE BENEFITS PLAN

Mixed - HM LIFE INSURANCE COMPANY

Premiums$1.2M
Covered lives336
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001AMERICAN REFINING GROUP, INC. 401(K) PLAN401k$66.4M4002025
002AMERICAN REFINING GROUP EMPLOYEE STOCK OWNERSHIP PLANESOP$62.7M4372025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
502AMERICAN REFINING GROUP, INC. EMPLOYEE BENEFITS PLANMixedHM LIFE INSURANCE COMPANY$1.2M3362025
Retirement plans
Welfare plans
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