Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
OCEANFIRST BANK
EIN 21-0607451bankingLatest filing 2025
Plans
5
Retirement
3
$166.0M assets
Welfare
2
$1.4M premiums
Participants
4,398
975 HOOPER AVENUE - TOMS RIVER, NJ 08753732-240-4500oceanfirst.comLinkedIn1001-5000 employeesbanking
Retirement portfolio analytics
3 plans aggregated / $166.0M assets / 2,460 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
2 plans / $1.4M premiums / 943 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$1.3M
- Life$1.3M
- Short-term disability$1.3M
- Long-term disability$1.3M
- Vision$133K
Carrier market share
Premium dollars by Schedule A carrier
89%top
- UNITED OF OMAHA LIFE INSURANCE COMPANY89%
- VISION SERVICE PLAN9%
- QUANTUM HEALTH SOLUTIONS2%
Broker market share
Schedule A broker compensation
100%top
- CORPORATE SYNERGIES GROUP LLC100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
RETIREMENT PLAN FOR OCEANFIRST BANK
401k
Assets$136.2M
Participants1,421
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004
OCEANFIRST BANK EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$27.2M
Participants1,011
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
SPRING GARDEN LENDING GROUP 401(K) RETIREMENT PLAN
401k
Assets$2.7M
Participants28
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
OCEANFIRST BANK GROUP BENEFITS PLAN
Mixed - UNITED OF OMAHA LIFE INSURANCE COMPANY
Premiums$1.4M
Covered lives943
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
OCEANFIRST BANK SEVERANCE PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | RETIREMENT PLAN FOR OCEANFIRST BANK | 401k | $136.2M | 1,421 | 2025 | |
| 004 | OCEANFIRST BANK EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $27.2M | 1,011 | 2024 | |
| 001 | SPRING GARDEN LENDING GROUP 401(K) RETIREMENT PLAN | 401k | $2.7M | 28 | 2024 |
Welfare plans2
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | OCEANFIRST BANK GROUP BENEFITS PLAN | Mixed | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1.4M | 943 | 2024 | |
| 504 | OCEANFIRST BANK SEVERANCE PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans