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Sponsor portfolio

ZP BETTER TOGETHER, LLC

EIN 20-5985901-Latest filing 2025
Plans
6
Retirement
1
$18.3M assets
Welfare
5
$8.1M premiums
Participants
906
13620 NORTH FM 620, SUILDING C, SUITE 100 - AUSTIN, TX 78717512-253-2364
Plans on this EIN
6 filings
#002401k-$18.3M - 379 part#501Fully Insured-$7.6M - 527 lives#503Mixed-$480K - 693 lives#504Fully Insured-$43K - 375 lives#505Fully Insured-$14K - 116 lives#502Self Funded-0 lives

Benefits portfolio analytics

5 plans / $8.1M premiums / 1,711 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$7.6M
  • Dental$7.6M
  • Prescription drug$7.6M
  • Other$494K
  • Life$480K
  • Short-term disability$480K
  • +2 more
Total $8.1M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
93%top
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY93%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA6%
  • VISION SERVICE PLAN1%
  • ARAG INSURANCE COMPANY0%
Total $8.1M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • GALLAGHER BENEFIT SERVICES, INC.100%
Total $199K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

CSDVRS, LLC 401(K) PLAN

401k

Assets$18.3M
Participants379
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

ZP BETTER TOGETHER, LLC HEALTH AND WELFARE PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Premiums$7.6M
Covered lives527
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

ZP BETTER TOGETHER, LLC ANCILLARY PLAN

Mixed - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Premiums$480K
Covered lives693
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

ZP BETTER TOGETHER, LLC VISION PLAN

Fully Insured - VISION SERVICE PLAN

Premiums$43K
Covered lives375
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

ZP BETTER TOGETHER, LLC LEGAL PLAN

Fully Insured - ARAG SERVICES, LLC

Premiums$14K
Covered lives116
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

ZP BETTER TOGETHER, LLC FSA PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002CSDVRS, LLC 401(K) PLAN401k$18.3M3792024

Welfare plans5

Plan #NameFundingCarrierPremiumsCoveredLatest year
501ZP BETTER TOGETHER, LLC HEALTH AND WELFARE PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$7.6M5272025
503ZP BETTER TOGETHER, LLC ANCILLARY PLANMixedTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$480K6932025
504ZP BETTER TOGETHER, LLC VISION PLANFully InsuredVISION SERVICE PLAN$43K3752025
505ZP BETTER TOGETHER, LLC LEGAL PLANFully InsuredARAG SERVICES, LLC$14K1162025
502ZP BETTER TOGETHER, LLC FSA PLANSelf Funded-$002025
Retirement plans
Welfare plans
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