Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
THE FRATE GROUP
EIN 20-5168941Transportation and WarehousingLatest filing 2025
Plans
3
Retirement
2
$7.0M assets
Welfare
1
$2.5M premiums
Participants
322
PO BOX 1090 - MCHENRY, IL 600511090815-459-0839
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $7.0M assets / 177 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $2.5M premiums / 279 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$2.4M
- Health$2.4M
- Vision$99K
- Life$99K
- Long-term disability$99K
- Other$99K
Carrier market share
Premium dollars by Schedule A carrier
96%top
- BLUE CROSS OF CALIFORNIA96%
- DEARBORN LIFE INSURANCE COMPANY4%
- DELTA DENTAL OF CALIFORNIA0%
Broker market share
Schedule A broker compensation
87%top
- COLLEEN M ROOS87%
- CMR BENEFITS GROUP INC13%
- GIS BENEFITS INC0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THE FRATE GROUP 401(K) PROFIT SHARING PLAN
401k
Assets$5.2M
Participants107
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
THE FRATE GROUP NON-UNION 401(K) PROFIT SHARING PLAN
401k
Assets$1.8M
Participants70
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505
THE FRATE GROUP WELFARE PLAN
Fully Insured - BLUECROSS BLUESHIELD OF ILLINOIS
Premiums$2.5M
Covered lives279
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THE FRATE GROUP 401(K) PROFIT SHARING PLAN | 401k | $5.2M | 107 | 2025 | |
| 002 | THE FRATE GROUP NON-UNION 401(K) PROFIT SHARING PLAN | 401k | $1.8M | 70 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 505 | THE FRATE GROUP WELFARE PLAN | Fully Insured | BLUECROSS BLUESHIELD OF ILLINOIS | $2.5M | 279 | 2025 |
Retirement plans
Welfare plans