Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
BANESCO USA
EIN 20-2768792bankingLatest filing 2025
Plans
3
Retirement
2
$30.2M assets
Welfare
1
$4.7M premiums
Participants
848
MCS PLAZA SUITE 124, PNCE DE LEON AVE #255 - HATO REY, PR 009171952787-765-1428banescousa.comLinkedIn201-500 employeesbanking
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $30.2M assets / 491 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
86%top
- MERRILL LYNCH PIERCE FENNER & SMITH86%
- (Not disclosed)14%
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $4.7M premiums / 970 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$4.7M
- Prescription drug$4.7M
- Dental$4.7M
- Vision$4.7M
- Life$4.7M
- Short-term disability$4.7M
- +2 more
Carrier market share
Premium dollars by Schedule A carrier
99%top
- UNITEDHEALTHCARE INSURANCE COMPANY99%
- FIDELITY SECURITY LIFE INSURANCE COMPANY1%
Broker market share
Schedule A broker compensation
97%top
- LOCKTON COMPANIES, LLC97%
- DSM FINANCIAL LLC2%
- THE LOOMIS COMPANY1%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
BANESCO USA 401(K) PLAN
401k
Assets$25.9M
Participants455
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
BANESCO USA EMPLOYEES SAVINGS AND INVESTMENT PLAN
OtherDC
Assets$4.3M
Participants36
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
BANESCO USA EMPLOYEE WELFARE BENEFITS PLAN
Fully Insured - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$4.7M
Covered lives970
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | BANESCO USA 401(K) PLAN | 401k | $25.9M | 455 | 2024 | |
| 002 | BANESCO USA EMPLOYEES SAVINGS AND INVESTMENT PLAN | OtherDC | $4.3M | 36 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | BANESCO USA EMPLOYEE WELFARE BENEFITS PLAN | Fully Insured | UNITEDHEALTHCARE INSURANCE COMPANY | $4.7M | 970 | 2025 |
Retirement plans
Welfare plans