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  2. REYNOLDS AMERICAN INC.
Sponsor portfolioTH

REYNOLDS AMERICAN INC.

EIN 20-0546644-Manufacturing-Latest filing 2024
Plans
10
Retirement
4
$4.29B assets
Welfare
6
$26.0M premiums
Participants
44,661
P.O. BOX 2990 - WINSTON-SALEM, NC 271022990336-741-2000LinkedIn1-10 employees
Plans on this EIN
10 filings
#008TraditionalDB-$2.24B - 6,241 part#001ESOP-$2.02B - 8,223 part#019CashBalance-$18.8M - 172 part#003401k-$5.1M - 26 part#501Mixed-$25.8M - 13,723 lives#516Mixed-$206K - 43 lives#502Self Funded-0 lives#508Self Funded-0 lives#514Self Funded-0 lives#517Unknown-0 lives

Retirement portfolio analytics

4 plans aggregated / $4.29B assets / 14,662 participants

Assets by plan

Share of aggregate retirement assets

52%top
  • AND AFFILIATES PENSION (#008)52%
  • RAI 401K Savings (#001)47%
  • RICO RETIREMENT PLAN (#019)0%
  • & INVESTMENT PLAN (#003)0%
Total $4.29BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
53%top
  • (Not disclosed)53%
  • FIDELITY INVESTMENTS INSTITUTIONAL47%
Total $4.29BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • RAI 401K Savings (#001)8,223
  • AND AFFILIATES PENSION (#008)6,241
  • RICO RETIREMENT PLAN (#019)172
  • & INVESTMENT PLAN (#003)26
Total 14,662Click row to drill in

Benefits portfolio analytics

6 plans / $26.0M premiums / 13,766 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$23.2M
  • Life$22.7M
  • Vision$1.7M
  • Health$1.5M
  • Dental$1.3M
  • Prescription drug$1.3M
  • +1 more
Total $26.0M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
93%top
  • METROPOLITAN LIFE INSURANCE COMPANY93%
  • FOUR EVER LIFE INSURANCE COMPANY5%
  • HARTFORD LIFE AND ACCIDENT1%
  • TRIPLE S SALUD, INC.1%
  • HAWAII MEDICAL SERVICE ASSOCIATION0%
  • +2 more
Total $26.0M7 slices

Broker market share

Schedule A broker compensation

Split broker
86%top
  • GALLAGHER BENEFIT SERVICES, INC.86%
  • AON CONSULTING INC6%
  • NFP INSURANCE SERVICES INC5%
  • IKON INSURANCE, INC.1%
  • IKON BENEFITS GROUP, INC.1%
Total $387K5 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#008

REYNOLDS AND AFFILIATES PENSION PLAN

TraditionalDB

Assets$2.24B
Participants6,241
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

RAI 401K SAVINGS PLAN

ESOP

Assets$2.02B
Participants8,223
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#019

PUERTO RICO RETIREMENT PLAN

CashBalance

Assets$18.8M
Participants172
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

PUERTO RICO SAVINGS & INVESTMENT PLAN

401k

Assets$5.1M
Participants26
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

REYNOLDS AMERICAN OMNIBUS WELFARE BENEFITS PLAN

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$25.8M
Covered lives13,723
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#516

REYNOLDS AMERICAN OMNIBUS WELFARE BENEFITS PLAN FOR RETIREES

Mixed - TRIPLE S SALUD, INC.

Premiums$206K
Covered lives43
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

REYNOLDS AMERICAN MEDSAVE PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

BROWN & WILLIAMSON TOBACCO CORPORATION WELFARE & FRINGE BENEFITS PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#514

REYNOLDS AMERICAN SEPARATION PAY PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#517

LORILLARD TOBACCO COMPANY SURVIVOR'S INCOME PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans4

Plan #NameTypeAssetsParticipantsLatest year
008REYNOLDS AND AFFILIATES PENSION PLANTraditionalDB$2.24B6,2412024
001RAI 401K SAVINGS PLANESOP$2.02B8,2232024
019PUERTO RICO RETIREMENT PLANCashBalance$18.8M1722024
003PUERTO RICO SAVINGS & INVESTMENT PLAN401k$5.1M262024

Welfare plans6

Plan #NameFundingCarrierPremiumsCoveredLatest year
501REYNOLDS AMERICAN OMNIBUS WELFARE BENEFITS PLANMixedMETROPOLITAN LIFE INSURANCE COMPANY$25.8M13,7232024
516REYNOLDS AMERICAN OMNIBUS WELFARE BENEFITS PLAN FOR RETIREESMixedTRIPLE S SALUD, INC.$206K432024
502REYNOLDS AMERICAN MEDSAVE PLANSelf Funded-$002024
508BROWN & WILLIAMSON TOBACCO CORPORATION WELFARE & FRINGE BENEFITS PLANSelf Funded-$002024
514REYNOLDS AMERICAN SEPARATION PAY PLANSelf Funded-$002024
517LORILLARD TOBACCO COMPANY SURVIVOR'S INCOME PLANUnknown-$002024
Retirement plans
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