Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
SUMMIT FEDERAL CREDIT UN
EIN 16-0754720financial servicesLatest filing 2025
Plans
7
Retirement
2
$65.0M assets
Welfare
5
$2.6M premiums
Participants
894
100 MARINA DR - ROCHESTER, NY 146265104585-453-7236summitfcu.orgLinkedIn201-500 employeesfinancial services
Retirement portfolio analytics
2 plans aggregated / $65.0M assets / 641 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
5 plans / $2.6M premiums / 1,208 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$2.3M
- Health$2.2M
- Dental$2.2M
- Prescription drug$2.2M
- Life$73K
- Long-term disability$73K
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
95%top
- BLUE CROSS OF CALIFORNIA95%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY4%
- VISION SERVICE PLAN1%
- ESI EMPLOYEE ASSISTANCE GROUP0%
- ULLIANCE, INC.0%
Broker market share
Schedule A broker compensation
100%top
- GALLAGHER BENEFIT SERVICES, INC.100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THE SUMMIT FEDERAL CREDIT UNION PENSION PLAN
TraditionalDB
Assets$34.9M
Participants354
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
THE SUMMIT FEDERAL CREDIT UNION 401(K) PLAN
401k
Assets$30.1M
Participants287
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
THE SUMMIT FEDERAL CREDIT UNION HEALTH AND WELFARE PLAN
Fully Insured - EXCELLUS BLUE CROSS BLUE SHIELD
Premiums$2.3M
Covered lives257
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
THE SUMMIT FEDERAL CREDIT UNION DENTAL PLAN
Fully Insured - EXCELLUS BLUE CROSS BLUE SHIELD
Premiums$145K
Covered lives188
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
THE SUMMIT FEDERAL CREDIT UNION LIFE AND AD&D PLAN
Fully Insured - PRUDENTIAL INSURANCE COMPANY OF AMERICA
Premiums$79K
Covered lives260
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
THE SUMMIT FEDERAL CREDIT UNION LONG TERM DISABILITY PLAN
Fully Insured - PRUDENTIAL INSURANCE COMPANY OF AMERICA
Premiums$28K
Covered lives253
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506
THE SUMMIT FEDERAL CREDIT UNION EAP PLAN
Fully Insured - ESI EMPLOYEE ASSISTANCE GROUP
Premiums$7K
Covered lives250
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THE SUMMIT FEDERAL CREDIT UNION PENSION PLAN | TraditionalDB | $34.9M | 354 | 2025 | |
| 002 | THE SUMMIT FEDERAL CREDIT UNION 401(K) PLAN | 401k | $30.1M | 287 | 2025 |
Welfare plans5
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | THE SUMMIT FEDERAL CREDIT UNION HEALTH AND WELFARE PLAN | Fully Insured | EXCELLUS BLUE CROSS BLUE SHIELD | $2.3M | 257 | 2025 | |
| 502 | THE SUMMIT FEDERAL CREDIT UNION DENTAL PLAN | Fully Insured | EXCELLUS BLUE CROSS BLUE SHIELD | $145K | 188 | 2024 | |
| 504 | THE SUMMIT FEDERAL CREDIT UNION LIFE AND AD&D PLAN | Fully Insured | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $79K | 260 | 2024 | |
| 505 | THE SUMMIT FEDERAL CREDIT UNION LONG TERM DISABILITY PLAN | Fully Insured | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $28K | 253 | 2024 | |
| 506 | THE SUMMIT FEDERAL CREDIT UNION EAP PLAN | Fully Insured | ESI EMPLOYEE ASSISTANCE GROUP | $7K | 250 | 2024 |
Retirement plans
Welfare plans