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Sponsor portfolioTH

AMERICU CREDIT UNION

EIN 15-0542361-banking-Latest filing 2025
Plans
2
Retirement
1
$36.9M assets
Welfare
1
$5.2M premiums
Participants
941
1916 BLACK RIVER BLVD - ROME, NY 13440315-356-3000americu.orgLinkedIn201-500 employeesbanking
Plans on this EIN
2 filings
#001401k-$36.9M - 508 part#502Fully Insured-$5.2M - 421 lives

Benefits portfolio analytics

1 plan / $5.2M premiums / 421 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$4.6M
  • Prescription drug$4.6M
  • Dental$355K
  • Vision$355K
  • Life$271K
  • Short-term disability$174K
  • +2 more
Total $5.2M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
88%top
  • BLUE CROSS OF CALIFORNIA88%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA7%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY3%
  • COMPANION LIFE INSURANCE COMPANY2%
Total $5.2M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • WILLIS TOWERS WATSON US LLC100%
Total $148K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

AMERICU EMPLOYEE RETIREMENT PLAN

401k

Assets$36.9M
Participants508
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

AMERICU CREDIT UNION HEALTH AND WELFARE PLAN

Fully Insured - EXCELLUS BLUE CROSS BLUE SHIELD

Premiums$5.2M
Covered lives421
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001AMERICU EMPLOYEE RETIREMENT PLAN401k$36.9M5082024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
502AMERICU CREDIT UNION HEALTH AND WELFARE PLANFully InsuredEXCELLUS BLUE CROSS BLUE SHIELD$5.2M4212025
Retirement plans
Welfare plans
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