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Sponsor portfolioTH

SIDNEY FEDERAL CREDIT UNION

EIN 15-0540550-financial services-Latest filing 2025
Plans
2
Retirement
1
$25.5M assets
Welfare
1
$2.4M premiums
Participants
430
42 UNION ST - SIDNEY, NY 138381440607-561-7331sfcuonline.orgLinkedIn51-200 employeesfinancial services
Plans on this EIN
2 filings
#002401k-$25.5M - 224 part#505Fully Insured-$2.4M - 204 lives

Benefits portfolio analytics

1 plan / $2.4M premiums / 204 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.2M
  • Prescription drug$2.2M
  • Dental$230K
  • Vision$230K
  • Life$230K
  • Short-term disability$230K
  • +1 more
Total $2.4M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
90%top
  • BLUE CROSS OF CALIFORNIA90%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA10%
Total $2.4M2 slices

Broker market share

Schedule A broker compensation

Split broker
90%top
  • GCG FINANCIAL LLC90%
  • CENTRO BENEFITS RESEARCH LLC10%
Total $112K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

SIDNEY FEDERAL CREDIT UNION 401(K) PLAN

401k

Assets$25.5M
Participants224
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505

SIDNEY FEDERAL CREDIT UNION WELFARE BENEFIT PLAN

Fully Insured - EXCELLUS BLUE CROSS BLUE SHIELD

Premiums$2.4M
Covered lives204
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002SIDNEY FEDERAL CREDIT UNION 401(K) PLAN401k$25.5M2242024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
505SIDNEY FEDERAL CREDIT UNION WELFARE BENEFIT PLANFully InsuredEXCELLUS BLUE CROSS BLUE SHIELD$2.4M2042025
Retirement plans
Welfare plans
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