Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$2.1M
- Prescription drug$2.1M
- Life$145K
- Other$78K
Sponsor portfolioTH
ADIRONDACK BANK
EIN 15-0438700bankingLatest filing 2025
Plans
5
Retirement
1
$16.0M assets
Welfare
4
$2.3M premiums
Participants
473
185 GENESEE STREET, SUITE 1100 - UTICA, NY 13501315-798-4039adirondackbank.comLinkedIn201-500 employeesbanking
Benefits portfolio analytics
4 plans / $2.3M premiums / 429 covered livesCarrier market share
Premium dollars by Schedule A carrier
94%top
- BLUE CROSS OF CALIFORNIA94%
- COMPANION LIFE INSURANCE COMPANY6%
- UNITED OF OMAHA LIFE INSURANCE COMPANY0%
Broker market share
Schedule A broker compensation
67%top
- AFS AGENCY67%
- DIVERSIFIED GROUP BROKERAGE CORP.33%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
ADIRONDACK BANK 401(K) PLAN
401k
Assets$16.0M
Participants271
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
ADIRONDACK BANK WELFARE BENEFIT PLAN
Mixed - EXCELLUS BLUE CROSS BLUE SHIELD
Premiums$2.2M
Covered lives194
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509
ADIRONDACK BANK LIFE INSURANCE PLAN
Fully Insured - COMPANION LIFE INSURANCE COMPANY
Premiums$73K
Covered lives235
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#510
ADIRONDACK BANK DENTAL PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#511
ADIRONDACK BANK VISION PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | ADIRONDACK BANK 401(K) PLAN | 401k | $16.0M | 271 | 2024 |
Welfare plans4
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | ADIRONDACK BANK WELFARE BENEFIT PLAN | Mixed | EXCELLUS BLUE CROSS BLUE SHIELD | $2.2M | 194 | 2025 | |
| 509 | ADIRONDACK BANK LIFE INSURANCE PLAN | Fully Insured | COMPANION LIFE INSURANCE COMPANY | $73K | 235 | 2025 | |
| 510 | ADIRONDACK BANK DENTAL PLAN | Self Funded | - | $0 | 0 | 2024 | |
| 511 | ADIRONDACK BANK VISION PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans