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Sponsor portfolioTH

PIONEER BANK, NATIONAL ASSOCIATION

EIN 14-0970570-Finance and Insurance-Latest filing 2025
Plans
4
Retirement
3
$104.7M assets
Welfare
1
$2.4M premiums
Participants
1,121
652 ALBANY SHAKER ROAD - ALBANY, NY 12211518-730-3059
Plans on this EIN
4 filings
#001TraditionalDB-$62.9M - 233 part#002401k-$30.5M - 332 part#003ESOP-$11.3M - 270 part#501Fully Insured-$2.4M - 565 lives

Retirement portfolio analytics

3 plans aggregated / $104.7M assets / 835 participants

Assets by plan

Share of aggregate retirement assets

60%top
  • BANK, NATIONAL ASSOCIATION (#001)60%
  • ASSOCIATION 401(K) Savings (#002)29%
  • EMPLOYEE STOCK OWNERSHIP (#003)11%
Total $104.7MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • ASSOCIATION 401(K) Savings (#002)332
  • EMPLOYEE STOCK OWNERSHIP (#003)270
  • BANK, NATIONAL ASSOCIATION (#001)233
Total 835Click row to drill in

Benefits portfolio analytics

1 plan / $2.4M premiums / 565 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.1M
  • Prescription drug$2.1M
  • Dental$187K
  • Vision$127K
  • Other$84K
  • Long-term disability$51K
Total $2.4M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
86%top
  • CDPHP86%
  • ANTHEM LIFE INSURANCE COMPANY5%
  • AFLAC3%
  • MVP HEALTH CARE3%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA2%
  • +1 more
Total $2.4M6 slices

Broker market share

Schedule A broker compensation

Split broker
86%top
  • PIONEER INSURANCE AGENCY INC86%
  • VARIOUS - SEE ATTACHED14%
Total $91K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

THE RETIREMENT PLAN OF PIONEER BANK, NATIONAL ASSOCIATION

TraditionalDB

Assets$62.9M
Participants233
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

PIONEER BANK, NATIONAL ASSOCIATION 401(K) SAVINGS PLAN

401k

Assets$30.5M
Participants332
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

PIONEER BANK EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$11.3M
Participants270
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

PIONEER BANK WELFARE BENEFIT PLAN

Fully Insured - CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC

Premiums$2.4M
Covered lives565
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
001THE RETIREMENT PLAN OF PIONEER BANK, NATIONAL ASSOCIATIONTraditionalDB$62.9M2332025
002PIONEER BANK, NATIONAL ASSOCIATION 401(K) SAVINGS PLAN401k$30.5M3322025
003PIONEER BANK EMPLOYEE STOCK OWNERSHIP PLANESOP$11.3M2702024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501PIONEER BANK WELFARE BENEFIT PLANFully InsuredCAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC$2.4M5652025
Retirement plans
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