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Sponsor portfolioTH

BALLSTON SPA NATIONAL BANK

EIN 14-0486153-banking-Latest filing 2025
Plans
3
Retirement
2
$43.2M assets
Welfare
1
$135K premiums
Participants
543
990 STATE ROUTE 67 - BALLSTON SPA, NY 12020518-885-6781bsnb.comLinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#001CashBalance-$21.9M - 209 part#002401k-$21.3M - 198 part#503Mixed-$135K - 136 lives

Retirement portfolio analytics

2 plans aggregated / $43.2M assets / 407 participants

Assets by plan

Share of aggregate retirement assets

51%top
  • NATIONAL BANK PENSION (#001)51%
  • SUPPLEMENTAL RETIREMENT Saving... (#002)49%
Total $43.2MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • NATIONAL BANK PENSION (#001)209
  • SUPPLEMENTAL RETIREMENT Saving... (#002)198
Total 407Click row to drill in

Benefits portfolio analytics

1 plan / $135K premiums / 136 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Dental$66K
  • Other$49K
  • Life$33K
  • Long-term disability$12K
  • Vision$8K
Total $135K5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
49%top
  • DELTA DENTAL OF CALIFORNIA49%
  • RELIANCE STANDARD LIFE INSURANCE COMPANY38%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA8%
  • ANTHEM LIFE INSURANCE COMPANY6%
Total $135K4 slices

Broker market share

Schedule A broker compensation

Split broker
97%top
  • MARSHALL & STERLING EMPLOYEE BENEFI97%
  • ROSE & KIERNAN INC2%
  • NFP INSURANCE SERVICES INC1%
Total $13K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

BALLSTON SPA NATIONAL BANK PENSION PLAN

CashBalance

Assets$21.9M
Participants209
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

BALLSTON SPA NATIONAL BANK SUPPLEMENTAL RETIREMENT SAVINGS PLAN

401k

Assets$21.3M
Participants198
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503

BALLSTON SPA NATIONAL BANK WELFARE BENEFIT PLAN

Mixed - DELTA DENTAL OF NEW YORK

Premiums$135K
Covered lives136
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001BALLSTON SPA NATIONAL BANK PENSION PLANCashBalance$21.9M2092025
002BALLSTON SPA NATIONAL BANK SUPPLEMENTAL RETIREMENT SAVINGS PLAN401k$21.3M1982025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
503BALLSTON SPA NATIONAL BANK WELFARE BENEFIT PLANMixedDELTA DENTAL OF NEW YORK$135K1362025
Retirement plans
Welfare plans
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