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  2. ESPEC NORTH AMERICA, INC.
Sponsor portfolio

ESPEC NORTH AMERICA, INC.

EIN 13-3183033-machinery-Latest filing 2025
Plans
2
Retirement
1
$19.7M assets
Welfare
1
$3.3M premiums
Participants
556
4141 CENTRAL PARKWAY - HUDSONVILLE, MI 49426616-896-6100espec.comLinkedIn51-200 employeesmachinery
Plans on this EIN
2 filings
#001401k-$19.7M - 296 part#501Fully Insured-$3.3M - 553 lives

Benefits portfolio analytics

1 plan / $3.3M premiums / 553 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.9M
  • Prescription drug$2.9M
  • Dental$220K
  • Other$161K
  • Vision$160K
  • Life$160K
  • +2 more
Total $3.3M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
88%top
  • PRIORITY HEALTH88%
  • DELTA DENTAL OF CALIFORNIA7%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY5%
  • HARTFORD LIFE AND ACCIDENT0%
Total $3.3M4 slices

Broker market share

Schedule A broker compensation

Split broker
39%top
  • MEGAN MCCULLOUGH39%
  • MICHELLE R. STOUFFER20%
  • JEFF LAYMAN20%
  • FALLON BENEFITS GROUP INC.8%
  • NFP INSURANCE SERVICES INC8%
  • +2 more
Total $111K7 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

ESPEC NORTH AMERICA, INC. 401(K) RETIREMENT SAVINGS PLAN

401k

Assets$19.7M
Participants296
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

ESPEC NORTH AMERICA, INC. WELFARE BENEFIT PLAN

Fully Insured - PRIORITY HEALTH

Premiums$3.3M
Covered lives553
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001ESPEC NORTH AMERICA, INC. 401(K) RETIREMENT SAVINGS PLAN401k$19.7M2962024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501ESPEC NORTH AMERICA, INC. WELFARE BENEFIT PLANFully InsuredPRIORITY HEALTH$3.3M5532025
Retirement plans
Welfare plans
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