Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.0M
- Dental$155K
- Life$155K
- Long-term disability$155K
- Other$155K
Sponsor portfolio
POSITIVE BEGINNINGS, INC.
EIN 11-3420515Health Care and Social AssistanceLatest filing 2025
Plans
2
Retirement
1
$18.7M assets
Welfare
1
$1.2M premiums
Participants
453
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.2M premiums / 241 covered livesCarrier market share
Premium dollars by Schedule A carrier
87%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY87%
- METROPOLITAN LIFE INSURANCE COMPANY13%
Broker market share
Schedule A broker compensation
34%top
- DONALD C SAVOY INC34%
- MARC SPIRO33%
- PROFILE BENEFITS INC.33%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
POSITIVE BEGINNINGS, INC. PROFIT SHARING PLAN
401k
Assets$18.7M
Participants292
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
POSITIVE BEGINNINGS INC. EMPLOYEE BENEFITS PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$1.2M
Covered lives241
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | POSITIVE BEGINNINGS, INC. PROFIT SHARING PLAN | 401k | $18.7M | 292 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | POSITIVE BEGINNINGS INC. EMPLOYEE BENEFITS PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1.2M | 241 | 2025 |
Retirement plans
Welfare plans