PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. CHARTER OAK FEDERAL CREDIT UNION
Sponsor portfolioTH

CHARTER OAK FEDERAL CREDIT UNION

EIN 06-0659509-banking-Latest filing 2025
Plans
3
Retirement
2
$40.0M assets
Welfare
1
$2.7M premiums
Participants
522
1055 HARTFORD TURNPIKE - WATERFORD, CT 06385860-446-3265charteroak.orgLinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#004401k-$35.8M - 180 part#002TargetBenefit-$4.2M - 135 part#501Fully Insured-$2.7M - 255 lives

Retirement portfolio analytics

2 plans aggregated / $40.0M assets / 315 participants

Assets by plan

Share of aggregate retirement assets

89%top
  • UNION RETIREMENT PLAN (#004)89%
  • FOR UNION EMPLOYEES (#002)11%
Total $40.0MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • UNION RETIREMENT PLAN (#004)180
  • FOR UNION EMPLOYEES (#002)135
Total 315Click row to drill in

Benefits portfolio analytics

1 plan / $2.7M premiums / 255 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Vision$2.4M
  • Health$2.4M
  • Prescription drug$2.4M
  • Other$203K
  • Life$190K
  • Short-term disability$184K
  • +2 more
Total $2.7M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
93%top
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY93%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY7%
  • EYEMED VISION CARE0%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA0%
  • HARTFORD LIFE AND ACCIDENT0%
Total $2.7M5 slices

Broker market share

Schedule A broker compensation

Split broker
95%top
  • LOCKTON COMPANIES, LLC95%
  • PROGRESSIVE BENEFIT SOLUTIONS LLC5%
  • USI INSURANCE SERVICES LLC0%
  • INSURANCE PROFESSIONALS INC0%
Total $101K4 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#004

CHARTER OAK FEDERAL CREDIT UNION RETIREMENT PLAN

401k

Assets$35.8M
Participants180
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

CHARTER OAK FEDERAL CREDIT UNION RETIREMENT PLAN FOR UNION EMPLOYEES

TargetBenefit

Assets$4.2M
Participants135
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

CHARTER OAK FEDERAL CREDIT UNION EMPLOYEE BENEFIT PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$2.7M
Covered lives255
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
004CHARTER OAK FEDERAL CREDIT UNION RETIREMENT PLAN401k$35.8M1802025
002CHARTER OAK FEDERAL CREDIT UNION RETIREMENT PLAN FOR UNION EMPLOYEESTargetBenefit$4.2M1352024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501CHARTER OAK FEDERAL CREDIT UNION EMPLOYEE BENEFIT PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY$2.7M2552025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica