Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$5.9M
- Prescription drug$5.9M
- Life$198K
- Short-term disability$198K
- Long-term disability$198K
- Other$198K
Sponsor portfolio
CHARM SCIENCES
EIN 04-2635968biotechnologyLatest filing 2025
Plans
2
Retirement
1
$46.3M assets
Welfare
1
$4.8M premiums
Participants
705
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $4.8M premiums / 500 covered livesCarrier market share
Premium dollars by Schedule A carrier
97%top
- HARVARD PILGRIM HEALTH CARE97%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA3%
Broker market share
Schedule A broker compensation
105%top
- GALLAGHER BENEFIT SERVICES, INC.105%
- EASTERN BENEFITS GROUP-5%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
CHARM SCIENCES, INC. 401(K) PROFIT SHARING PLAN & TRUST
401k
Assets$46.3M
Participants389
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
CHARM SCIENCES CONSOLIDATED WELFARE BENEFITS PLAN
Mixed - HARVARD PILGRIM HEALTH CARE
Premiums$4.8M
Covered lives500
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | CHARM SCIENCES, INC. 401(K) PROFIT SHARING PLAN & TRUST | 401k | $46.3M | 389 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | CHARM SCIENCES CONSOLIDATED WELFARE BENEFITS PLAN | Mixed | HARVARD PILGRIM HEALTH CARE | $4.8M | 500 | 2025 |
Retirement plans
Welfare plans