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Sponsor portfolioTH

SPECTRUM HEALTH SYSTEMS, INC.

EIN 04-2478978-mental health care-Latest filing 2025
Plans
3
Retirement
2
$28.4M assets
Welfare
1
$1.8M premiums
Participants
2,584
149 OAK STREET - WESTBOROUGH, MA 01581508-792-5400spectrumhealthsystems.orgLinkedIn1001-5000 employeesmental health care
Plans on this EIN
3 filings
#002OtherDC-$23.6M - 1,831 part#003401k-$4.9M - 32 part#501Mixed-$1.8M - 837 lives

Retirement portfolio analytics

2 plans aggregated / $28.4M assets / 1,863 participants

Assets by plan

Share of aggregate retirement assets

83%top
  • HEALTH SYSTEMS, INC. (#002)83%
  • HEALTH SYSTEMS, INC. (#003)17%
Total $28.4MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • HEALTH SYSTEMS, INC. (#002)1,831
  • HEALTH SYSTEMS, INC. (#003)32
Total 1,863Click row to drill in

Benefits portfolio analytics

1 plan / $1.8M premiums / 837 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.3M
  • Prescription drug$575K
  • Dental$324K
  • Life$77K
  • Long-term disability$77K
  • Other$77K
  • +1 more
Total $1.8M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
75%top
  • HARVARD PILGRIM HEALTH CARE75%
  • DELTA DENTAL OF CALIFORNIA17%
  • SYMETRA LIFE INSURANCE COMPANY4%
  • EYEMED VISION CARE3%
  • METROPOLITAN LIFE INSURANCE COMPANY1%
Total $1.8M5 slices

Broker market share

Schedule A broker compensation

Split broker
86%top
  • ENROLLEASE86%
  • DIGITAL INSURANCE LLC11%
  • INDIGO INSURANCE SERVICES3%
Total $136K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

EMPLOYEE BENEFIT OF SPECTRUM HEALTH SYSTEMS, INC.

OtherDC

Assets$23.6M
Participants1,831
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

403(B) THRIFT PLAN FOR EMPLOYEES OF SPECTRUM HEALTH SYSTEMS, INC.

401k

Assets$4.9M
Participants32
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

SPECTRUM HEALTH SYSTEMS, INC. HEALTH AND WELFARE PLAN

Mixed - HARVARD PILGRIM HEALTH CARE

Premiums$1.8M
Covered lives837
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002EMPLOYEE BENEFIT OF SPECTRUM HEALTH SYSTEMS, INC.OtherDC$23.6M1,8312024
003403(B) THRIFT PLAN FOR EMPLOYEES OF SPECTRUM HEALTH SYSTEMS, INC.401k$4.9M322025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501SPECTRUM HEALTH SYSTEMS, INC. HEALTH AND WELFARE PLANMixedHARVARD PILGRIM HEALTH CARE$1.8M8372025
Retirement plans
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