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Filings through Oct 24, 2026.

Fred's Plumbing & Heating, Inc.

EIN 03-0235389-Latest filing 2025
Plans
3
Retirement
0
Health & Benefits
3
$161K premiums
Participants
124
328 MAIN STREET - DERBY, VT 05829802-766-5916
Plans on this EIN
3 filings
#501Mixed-$153K - 124 lives#503Fully insured-$5K - 127 lives#502Fully insured-$3K - 128 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 3 health and benefits plans.

Benefits portfolio analytics

3 plans / $161K premiums / 379 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$122K
  • Short-term disability$122K
  • Long-term disability$122K
  • Other$122K
  • Dental$32K
Total $153K5 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Health & Benefits#501

FRED'S PLUMBING & HEATING, INC. HEALTH AND WELFARE BENEFIT PLAN

Mixed - THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$153K
Covered lives124
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#503

FRED'S PLUMBING & HEATING, INC. LTD PLAN

Fully insured - RELIANCE STANDARD LIFE INSURANCE COMPANY

Premiums$5K
Covered lives127
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#502

FRED'S PLUMBING & HEATING EMPLOYEE BENEFIT PLAN

Fully insured - RELIANCE STANDARD LIFE INSURANCE COMPANY

Premiums$3K
Covered lives128
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Health & Benefits plans

3 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501FRED'S PLUMBING & HEATING, INC. HEALTH AND WELFARE BENEFIT PLANMixedTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$153K1242025
#503FRED'S PLUMBING & HEATING, INC. LTD PLANFully insuredRELIANCE STANDARD LIFE INSURANCE COMPANY$5K1272024
#502FRED'S PLUMBING & HEATING EMPLOYEE BENEFIT PLANFully insuredRELIANCE STANDARD LIFE INSURANCE COMPANY$3K1282024
  • FRED'S PLUMBING & HEATING, INC. HEALTH AND WELFARE BENEFIT PLAN$153K
    #501 · Mixed · THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · 2025124
  • FRED'S PLUMBING & HEATING, INC. LTD PLAN$5K
    #503 · Fully insured · RELIANCE STANDARD LIFE INSURANCE COMPANY · 2024127
  • FRED'S PLUMBING & HEATING EMPLOYEE BENEFIT PLAN$3K
    #502 · Fully insured · RELIANCE STANDARD LIFE INSURANCE COMPANY · 2024128
Health & Benefits plans

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