Veterinary practices in Colorado
PlanOptica tracks 2 health and welfare plans sponsored by 2 veterinary practices in Colorado, covering 4,866 participants and $21M in reported insurance premiums (plan year 2025 filings). The median plan has 2,433 participants, and the most common size is 100 to 249 participants (50% of plans). Fully insured coverage is the norm (100% of plans); only 0% are self-funded or mixed.
Unitedhealthcare Insurance Company dominates premium with a 92% share, followed by Unum Life Insurance Company of America at 5%. Lockton Companies, LLC is the broker of record on 1 plan, more than any other firm, ahead of Virtus, LLC (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $108K a year, about 9.1% of premium. Denver has the most plans.
Funding mix
- Fully insured2 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2491 · 50%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more1 · 50%
Median plan: 2,433 participants. Median broker comp: 9.1% of premium across 2 brokered plans.
Top carriers, veterinary, Colorado
Top brokers, veterinary, Colorado
Largest veterinary practices in Colorado
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Western Veterinary Partners, LLC Western Veterinary Partners, LLC Health & Welfare PlanAll plans | Denver | Fully insured | 4,719 | $21M | Unitedhealthcare Insurance Company |
| Pethero Inc Pethero Inc. Employee Benefits Health & Welfare PackageAll plans | Denver | Fully insured | 147 | $75K | Cigna Health and Life Insurance Company |
Plans by city in Colorado
Frequently asked questions
How many veterinary practices in Colorado offer an ERISA health plan?
2 health and welfare plans from 2 veterinary practices in Colorado appear in plan year 2025 filings on Form 5500, covering 4,866 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Colorado?
By Schedule A premium: Unitedhealthcare Insurance Company (92% of premium, 1 plan), Unum Life Insurance Company of America (5% of premium, 1 plan) and Kaiser Foundation Health Plan, Inc (2% of premium, 1 plan).
Which benefits brokers work with veterinary practices in Colorado?
By number of client plans: Lockton Companies, LLC (1 plan) and Virtus, LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Colorado?
The median brokered plan reports $108K a year in broker commissions and fees, or 9.1% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Colorado self-funded or fully insured?
Fully insured 100%. Self-funded and mixed plans together make up 0%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Colorado
Open the welfare search with Colorado and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Colorado
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Colorado.