Dental practices in Colorado
PlanOptica tracks 11 health and welfare plans sponsored by 6 dental practices in Colorado, covering 3,646 participants and $8.4M in reported insurance premiums (plan year 2025 filings). The median plan has 337 participants, and the most common size is 250 to 499 participants (55% of plans). Fully insured coverage is the norm (82% of plans); only 18% are self-funded or mixed.
Cigna Health and Life Insurance Company dominates premium with a 69% share, followed by Unitedhealthcare Insurance Company at 12%. Benefits Broker, Inc is the broker of record on 5 plans, more than any other firm, ahead of Gallagher Benefit Services, Inc (2). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $26K a year, about 8.3% of premium. Colorado Springs, Lone Tree and Greenwood Village have the most plans.
Funding mix
- Fully insured9 · 82%
- Mixed2 · 18%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2494 · 36%
- 250 to 4996 · 55%
- 500 to 9991 · 9%
- 1,000 or more0 · 0%
Median plan: 337 participants. Median broker comp: 8.3% of premium across 11 brokered plans.
Top carriers, dental, Colorado
- 1Cigna Health and Life Insurance Company$5.8M4 plans · 68.8%
- 2Unitedhealthcare Insurance Company$1.0M1 plans · 12.0%
- 3United Healthcare Insurance Company$963K1 plans · 11.5%
- 4Life Insurance Company of North America$394K5 plans · 4.7%
- 5Principal Life Insurance Company$162K1 plans · 1.9%
- 6Hartford Life and Accident$58K1 plans · 0.7%
- 7Vision Service Plan$36K1 plans · 0.4%
Top brokers, dental, Colorado
- 1Benefits Broker, Inc5 plans$172K comp · 45.5%
- 2Gallagher Benefit Services, Inc2 plans$133K comp · 18.2%
- 3Lockton Companies, LLC1 plans$112K comp · 9.1%
- 4Fred A. Moreton & Company1 plans$65K comp · 9.1%
- 5Hub International Ins Services Inc1 plans$38K comp · 9.1%
- 6RSC Insurance Brokerage, Inc1 plans$15K comp · 9.1%
- 7Warner Pacific Ins. Services, Inc1 plans$10K comp · 9.1%
- 8Espire Dental Management, LLC1 plans$5K comp · 9.1%
- 9James R. Nelligan & Associates, LLC1 plans$4K comp · 9.1%
- 10Professional Group Plans, Inc1 plans$3K comp · 9.1%
Largest dental practices in Colorado
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Hero Dvo Hero DvoAll plans | Colorado Springs | Fully insured | 764 | $7K | Life Insurance Company of North America |
| Espire Dental Management, LLC Espire Dental Health and Welfare PlanAll plans | Greenwood Village | Fully insured | 451 | $3.3M | Cigna Health and Life Insurance Company |
| Corus Orthodontics LLC Corus Orthodontics LLC Life AD&D, Vol Life AD&D, STD, Ltd, Accident, Hospital IndemnityAll plans | Lone Tree | Mixed | 348 | $120K | Life Insurance Company of North America |
| Elevate Dental Partners, LLC Elevate Dental Partners Welfare Benefit PlanAll plans | Denver | Mixed | 337 | $162K | Principal Life Insurance Company |
| Oragen, LLC Oragen, LLC Health PlanAll plans | Greenwood | Fully insured | 121 | $1.0M | United Healthcare Insurance Company |
| Stanbrick Dental Services Stanbrick Dental Health and Welfare Benefits PlanAll plans | Lone Tree | Fully insured | 103 | $1.0M | Unitedhealthcare Insurance Company |
Showing 6 of 6 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Colorado
Frequently asked questions
How many dental practices in Colorado offer an ERISA health plan?
11 health and welfare plans from 6 dental practices in Colorado appear in plan year 2025 filings on Form 5500, covering 3,646 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Colorado?
By Schedule A premium: Cigna Health and Life Insurance Company (69% of premium, 4 plans), Unitedhealthcare Insurance Company (12% of premium, 1 plan) and United Healthcare Insurance Company (11% of premium, 1 plan).
Which benefits brokers work with dental practices in Colorado?
By number of client plans: Benefits Broker, Inc (5 plans), Gallagher Benefit Services, Inc (2 plans) and Lockton Companies, LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on dental practices health plans in Colorado?
The median brokered plan reports $26K a year in broker commissions and fees, or 8.3% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Colorado self-funded or fully insured?
Fully insured 82% and mixed 18%. Self-funded and mixed plans together make up 18%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Colorado
Open the welfare search with Colorado and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Colorado
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Colorado.