Behavioral and mental health providers in Colorado
PlanOptica tracks 22 health and welfare plans sponsored by 21 behavioral and mental health providers in Colorado, covering 13,686 participants and $49M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 373 participants, and the most common size is 250 to 499 participants (32% of plans). Most of these plans are self-funded or mixed (64%), so stop-loss and TPA relationships matter as much as the medical carrier.
Kaiser Foundation Health Plan of Colorado leads by premium with a 36% share, followed by Cigna Health and Life Insurance Company at 18%. Ima, Inc is the broker of record on 7 plans, more than any other firm, ahead of Alera Group, Inc (3). 95% of plans report broker compensation on Schedule A; the median brokered plan pays $47K a year, about 8.0% of premium. Denver, Fort Collins and Canon City have the most plans.
Funding mix
- Mixed13 · 59%
- Fully insured8 · 36%
- Self-funded1 · 5%
Plan size (participants)
- Under 1002 · 9%
- 100 to 2495 · 23%
- 250 to 4997 · 32%
- 500 to 9997 · 32%
- 1,000 or more1 · 5%
Median plan: 373 participants. Median broker comp: 8.0% of premium across 21 brokered plans.
Top carriers, behavioral health, Colorado
- 1Kaiser Foundation Health Plan of Colorado$17M6 plans · 35.6%
- 2Cigna Health and Life Insurance Company$8.8M8 plans · 18.1%
- 3Life Insurance Company of North America$7.9M7 plans · 16.3%
- 4Delta Dental of Washington$4.6M4 plans · 9.4%
- 5Rocky Mountain Hospital & Medical Service, Inc$4.5M2 plans · 9.1%
- 6The Guardian Life Insurance Company of America$1.1M2 plans · 2.3%
- 7Unum Life Insurance Company of America$792K4 plans · 1.6%
- 8Vision Service Plan$780K4 plans · 1.6%
- 9Sun Life Assurance Company of Canada$654K1 plans · 1.3%
- 10Principal Life Insurance Company$438K2 plans · 0.9%
Top brokers, behavioral health, Colorado
- 1Ima, Inc7 plans$260K comp · 33.3%
- 2Alera Group, Inc3 plans$15K comp · 14.3%
- 3Usi Insurance Services LLC2 plans$349K comp · 9.5%
- 4Shirazi-Miller Benefits, LLC2 plans$97K comp · 9.5%
- 5Watchtower Benefits, LLC2 plans$5K comp · 9.5%
- 6Watchtower Technologies, Inc2 plans$4K comp · 9.5%
- 7American Benefits Consulting, LLC1 plans$694K comp · 4.8%
- 8Bennie Insurance, LLC1 plans$180K comp · 4.8%
- 9Hub International Ins. Svcs, Inc1 plans$67K comp · 4.8%
- 10Lockton Companies, LLC1 plans$54K comp · 4.8%
Largest behavioral and mental health providers in Colorado
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Heart Centered Counseling Inc Heart Centered Counseling Inc Health & Welfare Benefits PlanAll plans | Fort Collins | Fully insured | 5,743 | $14M | Life Insurance Company of North America |
| Mental Health Center of Denver Mental Health Center of Denver Health and Welfare PlanAll plans | Denver | Mixed | 895 | $455K | Life Insurance Company of North America |
| Aurora Comprehensive Community Mental Health Center, Inc Aurora Mental Health and Recovery Health and Welfare PlanAll plans | Aurora | Fully insured | 711 | $6.4M | Kaiser Foundation Health Plan Inc |
| Soar Autism Center Soar Autism Benefit PlanAll plans | Denver | Fully insured | 653 | $3.8M | Rocky Mountain Hospital and Medical Service, Inc |
| Jefferson Center for Mental Health Jefferson Center Health & Welfare PlanAll plans | Wheat Ridge | Mixed | 615 | $4.9M | Kaiser Foundation Health Plan Inc |
| Summitstone Health Partners Summitstone Health Partners Welfare Benefit PlanAll plans | Fort Collins | Mixed | 614 | $1.2M | Sun Life Assurance Company of Canada |
| Arapahoe/Douglas Mental Health Network Arapahoe/Douglas Mental Health Network Health and Welfare PlanAll plans | Englewood | Fully insured | 558 | $5.1M | Kaiser Foundation Health Plan Inc |
| North Range Behavioral Health North Range Behavioral Health Welfare Benefit PlanAll plans | Greeley | Mixed | 528 | $256K | Life Insurance Company of North America |
| Spanish Peaks Healthcare Systems Dba Health Solutions Spanish Peaks Healthcare Systems Employee Benefit PlanAll plans | Pueblo | Mixed | 438 | $407K | Life Insurance Company of North America |
| Diversus Health, Inc Aspenpointe, Inc. Welfare Benefit PlanAll plans | Colorado Springs | Fully insured | 400 | $6.1M | Cigna Health and Life Insurance Company |
| Southwest Colorado Mental Health Center, Inc Axis Health System Wrap PlanAll plans | Durango | Mixed | 392 | $217K | The Lincoln National Life Insurance Company |
| Sunshine Behavioral Health Sunshine Behavioral Health Welfare Benefits PlanAll plans | Denver | Fully insured | 353 | $387K | Blue Cross of California |
| Community Reach Center Systems, Inc Community Reach Center Welfare Benefits PlanAll plans | Westminster | Mixed | 312 | $279K | United Concordia Insurance Company |
| Sol Mental Health Sol Mental Health Health and Welfare PlanAll plans | Denver | Fully insured | 269 | $1.7M | Rocky Mountain Hospital and Medical Service, Inc |
| Colorado West, Inc Colorado West, Inc. Comprehensive Health and Welfare Benefit PlanAll plans | Grand Junction | Mixed | 269 | $140K | Hartford Life and Accident |
Showing 15 of 21 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Colorado
- Denver4 plans · 2,170 participants
- Fort Collins2 plans · 6,357 participants
- Canon City2 plans · 382 participants
- Aurora1 plans · 711 participants
- Wheat Ridge1 plans · 615 participants
- Englewood1 plans · 558 participants
- Greeley1 plans · 528 participants
- Pueblo1 plans · 438 participants
- Colorado Springs1 plans · 400 participants
- Durango1 plans · 392 participants
- Westminster1 plans · 312 participants
- Grand Junction1 plans · 269 participants
Frequently asked questions
How many behavioral and mental health providers in Colorado offer an ERISA health plan?
22 health and welfare plans from 21 behavioral and mental health providers in Colorado appear in plan year 2024 to 2025 filings on Form 5500, covering 13,686 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most behavioral and mental health providers in Colorado?
By Schedule A premium: Kaiser Foundation Health Plan of Colorado (36% of premium, 6 plans), Cigna Health and Life Insurance Company (18% of premium, 8 plans) and Life Insurance Company of North America (16% of premium, 7 plans).
Which benefits brokers work with behavioral and mental health providers in Colorado?
By number of client plans: Ima, Inc (7 plans), Alera Group, Inc (3 plans) and Usi Insurance Services LLC (2 plans). 95% of plans report a broker.
How much do brokers earn on behavioral and mental health providers health plans in Colorado?
The median brokered plan reports $47K a year in broker commissions and fees, or 8.0% of premium. Figures come from Schedule A, Part I.
Are behavioral and mental health providers health plans in Colorado self-funded or fully insured?
Mixed 59%, fully insured 36% and self-funded 5%. Self-funded and mixed plans together make up 64%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry.
Prospect behavioral and mental health providers in Colorado
Open the welfare search with Colorado and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Behavioral health in nearby states
Other healthcare specialties in Colorado
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Psychiatrists (NAICS 621112), mental health practitioners (621330), outpatient mental health and substance abuse centers (621420), plus healthcare employers whose name says behavioral health, mental health or psychiatry. Location is the sponsor's filing address in Colorado.