Dental practices in Rhode Island
PlanOptica tracks 1 health and welfare plan sponsored by 1 dental practices in Rhode Island, covering 291 participants and $1.2M in reported insurance premiums (plan year 2025 filings). The median plan has 291 participants, and the most common size is 250 to 499 participants (100% of plans). Fully insured coverage is the norm (100% of plans); only 0% are self-funded or mixed.
HPHC Insurance Company dominates premium with a 92% share, followed by United of Omaha Life Insurance Company at 5%. Hilb Group of New England is the broker of record on 1 plan, more than any other firm. 100% of plans report broker compensation on Schedule A; the median brokered plan pays $59K a year, about 4.9% of premium. North Kingstown has the most plans.
Funding mix
- Fully insured1 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2490 · 0%
- 250 to 4991 · 100%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 291 participants. Median broker comp: 4.9% of premium across 1 brokered plans.
Top carriers, dental, Rhode Island
Top brokers, dental, Rhode Island
Largest dental practices in Rhode Island
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Plum Dental Group, LLC Plum Dental, LLC Employee Benefit PlanAll plans | North Kingstown | Fully insured | 291 | $1.2M | Harvard Pilgrim Health Care |
Plans by city in Rhode Island
Frequently asked questions
How many dental practices in Rhode Island offer an ERISA health plan?
1 health and welfare plan from 1 dental practices in Rhode Island appear in plan year 2025 filings on Form 5500, covering 291 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Rhode Island?
By Schedule A premium: HPHC Insurance Company (92% of premium, 1 plan), United of Omaha Life Insurance Company (5% of premium, 1 plan) and Blue Cross Blue Shield of Rhode Island (2% of premium, 1 plan).
Which benefits brokers work with dental practices in Rhode Island?
By number of client plans: Hilb Group of New England (1 plan). 100% of plans report a broker.
How much do brokers earn on dental practices health plans in Rhode Island?
The median brokered plan reports $59K a year in broker commissions and fees, or 4.9% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Rhode Island self-funded or fully insured?
Fully insured 100%. Self-funded and mixed plans together make up 0%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Rhode Island
Open the welfare search with Rhode Island and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Rhode Island
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Rhode Island.