| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 | 100 MONTGOMERY STREET, SUITE 500 SAN FRANCISCO, CA 94104 | PACIFIC GUARDIAN LIFE INSURANCE CO. | $0 | $0 | $0 | 0.00% |
| THE SEGAL COMPANY Filed as: SEGAL COMPANY ARIZONA INC | 1230 W WASHINGTON ST #501 TEMPE, AZ 852811248 | HUMANA | $59K | — | $59K | 55.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII MEDICAL SERVICE ASSOCIATION EIN 99-0040115 NONE | Claims processing Service code 12 | — | $935K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $595K |
| PAMCAH-UA LOCAL 675 ADMIN OFFICE EIN 99-0110375 ADMIN OFFICE | Plan Administrator Service code 14 | — | $442K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | — | $171K |
| TRUCKER HUSS EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | — | $123K |
| OPTUM RX EIN 33-0441200 NONE | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $94K |
| BOSTON PARTNERS INVESTORS, INC. EIN 98-0202744 NONE | Investment management fees paid directly by plan Service code 51 | — | $64K |
| SINGERLEWAK LLP EIN 95-2302617 NONE | Accounting (including auditing) Service code 10 | — | $63K |
| CONGRESS ASSET MANAGEMENT EIN 04-2848965 NONE | Investment management Service code 28 | — | $55K |
| CKW FINANCIAL GROUP EIN 27-1156797 NONE | Investment management fees paid directly by plan Service code 51 | — | $46K |
| PACIFIC INCOME ADVISORS EIN 95-4067974 NONE | Investment management Service code 28 | — | $38K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Other fees Service code 99 | — | $32K |
| VSP EIN 99-0247673 NONE | Claims processing Service code 12 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,571 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 373 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,944 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 301 | $255K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,526 | $498K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,526 | $498K |
| Long-term disability | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,526 | $498K |
| Stop-loss / reinsurancereinsurance | PARTNERRE AMERICA INSURANCE COMPANY | 1,745 | $704K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,745 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.