No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII MEDICAL SERVICE ASSOCIATION EIN 99-0040115 NONE | Claims processing Service code 12 | — | $836K |
| PAMCAH-UA LOCAL 675 ADMIN OFFICE EIN 99-0110375 ADMIN OFFICE | Plan Administrator Service code 14 | — | $452K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $377K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | — | $169K |
| TRUCKER HUSS EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | — | $72K |
| OPTUM RX EIN 33-0441200 NONE | Claims processing; Direct payment from the plan; Float revenue; Other fees Service code 12 | — | $64K |
| LEMKE, CHINEN & TANAKA, C.P.A., INC EIN 99-0155373 NONE | Accounting (including auditing) Service code 10 | — | $56K |
| BOSTON PARTNERS INVESTORS, INC. EIN 98-0202744 NONE | Investment management fees paid directly by plan Service code 51 | — | $53K |
| CKW FINANCIAL GROUP EIN 27-1156797 NONE | Investment management fees paid directly by plan Service code 51 | — | $43K |
| VSP EIN 99-0247673 NONE | Claims processing Service code 12 | — | $35K |
| CONGRESS ASSET MANAGEMENT EIN 04-2848965 NONE | Investment management Service code 28 | — | $32K |
| HEIDE & COOK EIN 45-4232724 NONE | Other services Service code 49 | — | $31K |
| PACIFIC INCOME ADVISORS EIN 95-4067974 NONE | Investment management fees paid directly by plan Service code 51 | — | $29K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Other fees Service code 99 | — | $15K |
| CENTRAL PACIFIC BANK EIN 99-0309010 NONE | Custodial (securities) Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,615 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 352 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,967 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 282 | $494K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,569 | $495K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,569 | $495K |
| Long-term disability | PACIFIC GUARDIAN LIFE INSURANCE CO. | 1,569 | $495K |
| Stop-loss / reinsurancereinsurance | PARTNERRE AMERICA INSURANCE COMPANY | 1,787 | $562K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,787 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.