No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT RISK MANAGEMENT SVCS EIN 68-0306908 NONE | Contract Administrator Service code 13 | 560 N NIMITZ HWY, STE 209 HONOLULU, HI 96817 | $283K |
| HMA, INC EIN 86-0461140 NONE | Claims processing Service code 12 | 1440 KAPIOLANI BLVD. HONOLULU, HI 96814 | $242K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | 700 BISHOP STREET, STE 700 HONOLULU, HI 96813 | $122K |
| BENEFIT PLAN SOLUTIONS EIN 99-0114097 NONE | Consulting (general) Service code 16 | 680 IWILEI ROAD, STE 528 HONOLULU, HI 96817 | $83K |
| CHIROPLAN HAWAII, INC EIN 99-0321516 NONE | Other services Service code 49 | 711 KILANI AVE WAHIAWA, HI 96786 | $48K |
| FIRST HAWAIIAN BANK EIN 99-0346772 NONE | Custodial (securities); Investment management Service code 19 | 999 BISHOP STREET, STE 2806 HONOLULU, HI 96813 | $47K |
| LEMKE, CHINEN & TANAKA, C.P.A., INC EIN 99-0155373 NONE | Accounting (including auditing) Service code 10 | 210 WARD AVENUE, STE 336 HONOLULU, HI 96814 | $45K |
| EIDE BAILLY EIN 45-0250958 NONE | Other services Service code 49 | 1900 S. NORFOLK ST., SUITE 225 SAN MATEO, CA 94403 | $36K |
| YEE AND KAWASHIMA LLLP EIN 47-3636548 NONE | Legal Service code 29 | 1000 BISHOP ST., STE 908 HONOLULU, HI 96813 | $23K |
| HCHA EIN 61-1735460 NONE | Other services Service code 49 | PO BOX 3408 HONOLULU, HI 96801 | $11K |
| OPTUMRX EIN 88-0361447 NONE | Claims processing Service code 12 | 1600 KAPIOLANI BLVD SUITE 1322 HONOLULU, HI 96814 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,649 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 539 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 5,988 | $25.4M |
| Dental | DENTAL CARE CENTERS OF HAWAII | 167 | $91K |
| Vision | VISION SERVICE PLAN | 3,074 | $185K |
| Life insurance | PACIFIC GUARDIAN LIFE INS | 2,660 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,988 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.