No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BANK OF HAWAII EIN 99-0033900 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $284K |
| HSMW ADMIN OFFICE NONE | Plan Administrator; Direct payment from the plan Service code 14 | 1405 N. KING STREET, RM 403 HONOLULU, HI 96817 | $187K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $75K |
| GRAYSTONE CONSULTING EIN 81-5465684 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $55K |
| CENTRAL PACIFIC BANK EIN 99-0309010 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $40K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| BENESYS EIN 94-1503999 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $20K |
| YEE & KAWASHIMA EIN 47-3636548 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $17K |
| WEINBERG, ROGER, & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 295 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 881 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,393 | $9.0M |
| Dental | HAWAII DENTAL SERVICE | 1,809 | $825K |
| Vision(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,393 | $9.0M |
| Life insurance | USABLE LIFE | 495 | $50K |
| Short-term disability | USABLE LIFE | 506 | $204K |
| Prescription drug(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,393 | $9.0M |
| Stop-loss / reinsurancereinsurance | HAWAII MEDICAL SERVICE ASSOCIATION | 1,393 | $8.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,809 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.