No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Consulting (general) Service code 11 | — | $79K |
| LOOMIS SAYLES & COMPANY L.P. EIN 04-3200030 NONE | Investment management Service code 28 | — | $59K |
| CENTRAL PACIFIC BANK EIN 99-0309010 NONE | Custodial (securities) Service code 19 | — | $53K |
| ROGER NAGATA EIN 99-0115396 UNION MEMBER | Employee (plan) Service code 30 | — | $43K |
| DESMOND M. KOTAKE, CPA EIN 99-0276359 NONE | Accounting (including auditing) Service code 10 | — | $36K |
| BANK OF HAWAII EIN 99-0033900 NONE | Custodial (securities); Investment management Service code 19 | — | $36K |
| MILLER HOWARD INVESTMENTS EIN 14-1710657 NONE | Investment management Service code 28 | — | $31K |
| MORGAN STANLEY EIN 13-2655998 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| BENESYS EIN 38-2383171 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $23K |
| STONEBRIDGE EIN 34-2027194 NONE | Investment management Service code 28 | — | $19K |
| DAVIS WRIGHT TREMAINE EIN 91-0839480 NONE | Legal Service code 29 | — | $16K |
| ATALANTA SOSNOFF EIN 20-0461050 NONE | Investment management Service code 28 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 533 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 260 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 793 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,509 | $7.9M |
| Dental(2 contracts) | HAWAII DENTAL SERVICE | 1,844 | $784K |
| Vision | HAWAII MEDICAL SERVICE ASSOCIATION | 1,509 | $7.9M |
| Life insurance | USABLE LIFE | 527 | $46K |
| Short-term disability | USABLE LIFE | 508 | $110K |
| Prescription drug | HAWAII MEDICAL SERVICE ASSOCIATION | 1,509 | $7.9M |
| Stop-loss / reinsurancereinsurance | HAWAII MEDICAL SERVICE ASSOCIATION | 1,509 | $7.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,844 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.