| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 100260 PASADENA, CA 91189 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | — | $219 | 1.04% |
| TYLER K PANG3 Filed as: TYLER K. PANG | 2510 RAINBOW DRIVE HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | — | $143 | 0.68% |
| DEN TAKASHI YONESHIG3 | 725 KAPIOLANI BLVD. SUITE C302 HONOLULU, HI 96818 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.25% |
| GENEROSO PETRAGLIA3 | 918 CREST VIEW ROAD VISTA, CA 920816805 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.14% |
| MICHAEL E JONES3 Filed as: MICHAEL E. JONES | 20 MALIHINI PLACE WAILUKU, HI 96793 | AFLAC | $427 | — | $427 | 2.75% |
| PIOPAC FIDELITY3 | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | AFLAC | $237 | — | $237 | 1.53% |
| MARIE BAYUDAN-DRURY3 | 94-974 LUMIHOAHU STREET WAIPAHU, HI 96797 | AFLAC | $195 | — | $195 | 1.25% |
| STEPHANIE S. MONTANO3 | 50 PUAKOU PLACE PAIA, HI 96779 | AFLAC | $188 | — | $188 | 1.21% |
| MARIE BAYUDAN-DRURY3 | 1350 E. FAMINGO ROAD SUITE 130-330 LAS VEGAS, NV 89119 | AFLAC | $127 | — | $127 | 0.82% |
| GEORGE R. FONTAINE3 | 3157 WAAKEA PLACE KIHEI, HI 96753 | AFLAC | $96 | — | $96 | 0.62% |
| MARIE BAYUDAN-DRURY3 | 1350 E FLAMINGO ROAD SUITE 130-330 LAS VEGAS, NV 89119 | AFLAC | $96 | — | $96 | 0.62% |
| SANDRA TRENHOLME3 | 628 MAPUANA PLACE WAILUKU, HI 96793 | AFLAC | $24 | — | $24 | 0.15% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC. | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $22 | — | $22 | 0.14% |
| NICOLE MAEDA3 | PO BOX 481 KAHULUI, HI 96733 | AFLAC | $22 | — | $22 | 0.14% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $15 | — | $15 | 0.10% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | 1136 UNION MALL SUITE 800 HONOLULU, HI 96813 | AFLAC | $13 | — | $13 | 0.08% |
| JAMES (JAY) GRIMES3 Filed as: JAMES ARTHUR HABOUR | 405 BARSCHALL DRIVE COLUMBUS, GA 31904 | AFLAC | $12 | — | $12 | 0.08% |
| STEPHEN H ARANIO3 Filed as: STEPHEN H. ARANIO | 1136 UNION MALL SUITE 800 HONOLULU, HI 96813 | AFLAC | $8 | — | $8 | 0.05% |
| LYNN A GOULD3 Filed as: LYNN A. GOULD | 6 ROSEMONT LANE TUCKERTON, NJ 08087 | AFLAC | $4 | — | $4 | 0.03% |
| KAI M TAKEKAWA3 Filed as: KAI M. TAKEKAWA | 1155 HASSINGER STREET SUITE 801 HONOLULU, HI 96822 | AFLAC | $3 | — | $3 | 0.02% |
| STEVEN W K SOONG3 Filed as: STEVEN W.K. SOONG | 1580 MAKALOA STREET SUITE 1111 HONOLULU, HI 96814 | AFLAC | $1 | — | $1 | 0.01% |
| MICHAEL J ELLIS3 Filed as: MICHAEL J. ELLIS | 532 GARRICK PLACE O FALLON, MO 63368 | AFLAC | $1 | — | $1 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 745 FORT STREET SUITE 1100 HONOLULU, HI 96813 | HARTFORD LIFE AND ACCIDENT | $238 | — | $238 | 25.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 125 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.