See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT & RISK MANAGEMENT SERVICES EIN 68-0306908 NONE | Contract Administrator Service code 13 | 560 NORTH NIMITZ HIGHWAY, SUITE 209 HONOLULU, HI 96817 | $65K |
| WACHI & WATANABE, CPA, INC. EIN 99-0291480 NONE | Accounting (including auditing) Service code 10 | 201 MERCHANT STREET, SUITE 2350 HONOLULU, HI 96813 | $27K |
| CENTRAL PACIFIC BANK EIN 99-0309040 NONE | Investment management; Custodial (securities) Service code 19 | PO BOX 1400 HONOLULU, HI 96807 | $22K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 | Insurance agents and brokers Service code 22 | — | $12K |
| YEE & KAWASHIMA LLLP EIN 47-3636548 NONE | Legal Service code 29 | 1000 BISHOP STREET, SUITE 908 HONOLULU, HI 96813 | $8K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal Service code 29 | 220 SOUTH KING STREET, SUITE 901 HONOLULU, HI 96813 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 438 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 438 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 733 | $5.0M |
| Dental | HAWAII DENTAL SERVICE | 890 | $252K |
| Vision | VISION SERVICE PLAN | 360 | $21K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD | 443 | $17K |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 733 | $3.9M |
| Other | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD | 443 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.