| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNIVERSITY HEALTH ALLIANCE | $41K | $0 | $41K | 3.07% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN, INC. | $19K | $0 | $19K | 3.28% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $0 | $12K | 8.89% |
| STRATEGIC NON-MEDICAL SOLUTION3 | ONE BEACON STREET SUITE 17100 BOSTON, MA 02108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $0 | $12K | 8.89% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $100 | $3K | 2.69% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.14% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $8 | $8 | 0.01% |
| PIOPAC FIDELITY3 Filed as: PIOPAC FIDELITY AND OTHER AGENTS | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | AFLAC | $3K | $0 | $3K | 5.57% |
| MICHAEL W. ROURA3 | 98-871 IHO PLACE APARTMENT B AIEA, HI 96701 | AFLAC | $2K | $20 | $2K | 3.22% |
| K CONSULTING LLC3 Filed as: K CONSULTING, LLC. | 1016 10TH WAY WEST PALM BEACH, FL 33407 | AFLAC | $789 | $0 | $789 | 1.67% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $598 | $0 | $598 | 1.27% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $558 | $0 | $558 | 1.18% |
| DEWAYNE D SPRINKEL3 Filed as: DEWAYNE D. SPRINKEL | 91-917 OPEAPEA STREET EWA BEACH, HI 96706 | AFLAC | $336 | $5 | $341 | 0.72% |
| TYLER K PANG3 Filed as: TYLER K. PANG | 1108 20TH AVENUE HONOLULU, HI 96816 | AFLAC | $299 | $5 | $304 | 0.64% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR AND OTHER AGENTS | 1450 YOUNG STREET APARTMENT 2306 HONOLULU, HI 96814 | AFLAC | $2K | $0 | $2K | 5.07% |
| MICHAEL W. ROURA3 | 98-871 IHO PLACE APARTMENT B AIEA, HI 96701 | AFLAC | $718 | $0 | $718 | 2.20% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $490 | $0 | $490 | 1.50% |
| K CONSULTING LLC3 Filed as: K CONSULTING, LLC. | 1016 10TH WAY WEST PALM BEACH, FL 33407 | AFLAC | $390 | $0 | $390 | 1.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $171 | $0 | $171 | 0.52% |
| MARJORIE C ROBINSON3 Filed as: MARJORIE ROBINSON AND ASSOCIATES | 91-1095 KAIKO STREET EWA BEACH, HI 96706 | AFLAC | $168 | $0 | $168 | 0.51% |
| PIOPAC FIDELITY3 | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | AFLAC | $166 | $0 | $166 | 0.51% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | $0 | $82 | 5.08% |
| STEPHEN H ARANIO3 Filed as: STEPHEN H. ARANIO | 1136 UNION MALL 800 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | $0 | $51 | 3.16% |
| MICHAEL T. EARL3 | 95098 PAAILALO STREET MILILANI, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 2.05% |
| CONSTANCE M SERONIO3 Filed as: CONSTANCE M. SERONIO | 92-713 PAAKAI STREET KAPOLEI, HI 96707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 1.61% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 MILILANI, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 1.61% |
| LOGAN I JOHNASEN HALAS3 | 41-544 INOA STREET WAIMANALO, HI 96795 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | $0 | $11 | 0.68% |
| LYNN A GOULD3 Filed as: LYNN A GOULD AND OTHER AGENT | 6 ROSEMONT LANE LITTLE EGG HARBOUR, NJ 08087 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 215 | $1.9M |
| Dental(4 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 215 | $2.0M |
| Vision(4 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 215 | $2.0M |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 171 | $176K |
| Short-term disability(2 contracts) | AFLAC | 30 | $80K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 171 | $96K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 215 | $1.9M |
| Other(7 contracts, 6 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 516 | $318K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.