| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNIVERSITY HEALTH ALLIANCE | $42K | $0 | $42K | 2.97% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN, INC. | $20K | $0 | $20K | 4.26% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 10.07% |
| STRATEGIC NON-MEDICAL SOLUTION3 | ONE BEACON STREET, SUITE 17100 BOSTON, MA 02108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 10.07% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 4.38% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7 | $7 | 0.01% |
| MJ INSURANCE3 Filed as: RICHARD FONSECA JR & VARIOUS AGENTS | 1450 YOUNG STREET, APARTMENT 2306 HONOLULU, HI 96814 | AFLAC | $2K | $51 | $2K | 3.97% |
| K CONSULTING LLC3 | 1016 10TH WAY WEST PALM BEACH, FL 33407 | AFLAC | $837 | $0 | $837 | 2.05% |
| PATTIE L ARANIO3 Filed as: PATTIE ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $717 | $0 | $717 | 1.76% |
| MICHAEL W. ROURA3 Filed as: MICHAEL ROURA | 98-871 IHO PLACE APARTMENT B AIEA, HI 96701 | AFLAC | $297 | $110 | $407 | 1.00% |
| PIOPAC FIDELITY3 | 1164 BISHOP STREET, SUITE 1200 HONOLULU, HI 96813 | AFLAC | $262 | $0 | $262 | 0.64% |
| DAVID MOLENAAR3 | 1188 BISHOP STREET, SUITE 1708 HONOLULU, HI 96813 | AFLAC | $255 | $0 | $255 | 0.63% |
| STEPHEN H ARANIO3 | 1136 UNION MALL SUITE 800 HONOLULU, HI 96813 | AFLAC | $244 | $0 | $244 | 0.60% |
| MJ INSURANCE3 Filed as: JOSEPH REYNON JR & VARIOUS AGENTS | PO BOX 6363 HILO, HI 96720 | AFLAC | $1K | $24 | $1K | 4.17% |
| PATTIE L ARANIO3 Filed as: PATTIE ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $396 | $0 | $396 | 1.58% |
| K CONSULTING LLC3 | 1016 10TH WAY WEST PALM BEACH, FL 33407 | AFLAC | $306 | $0 | $306 | 1.22% |
| PIOPAC FIDELITY3 | 1164 BISHOP STREET, SUITE 1200 HONOLULU, HI 96813 | AFLAC | $147 | $0 | $147 | 0.59% |
| MARJORIE C ROBINSON3 Filed as: MARJORIE ROBINSON AND ASSOCIATES | 91-1095 KAIKO STREET EWA BEACH, HI 96706 | AFLAC | $137 | $7 | $144 | 0.58% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 1450 YOUNG STREET APARTMENT 2306 HONOLULU, HI 96814 | AFLAC | $138 | $0 | $138 | 0.55% |
| DAVID MOLENAAR3 | 1188 BISHOP STREE SUITE 1708 HONOLULU, HI 96813 | AFLAC | $115 | $0 | $115 | 0.46% |
| MJ INSURANCE3 Filed as: PATTIE L ARANIO & VARIOUS AGENTS | PO BOX 89-4711 HONOLULU, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | $0 | $88 | 10.51% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 5.85% |
| MICHAEL T. EARL3 Filed as: MICHAEL T EARL | 95098 PAAILALO STREET MILILANI, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | $0 | $39 | 4.66% |
| CONSTANCE M SERONIO3 | 92-713 PAAKAI STREET KAPOLEI, HI 96707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | $0 | $30 | 3.58% |
| LOGAN I JOHNASEN HALAS3 Filed as: LOGAN I JOHNSON HALAS | 41-544 INOA STREET WAIMANALO, HI 96795 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | $0 | $13 | 1.55% |
| KAI TAKEKAWA3 Filed as: KAI MASAO TAKEKAWA | 1155 HASSINGER STREET APARTMENT 801 HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.24% |
| LYNN A GOULD3 | 6 ROSEMONT LANE LITTLE EGG HARBOR, NJ 08087 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.24% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 745 FORT STREET SUITE 1100 HONOLULU, HI 96813 | HARTFORD LIFE AND ACCIDENT | $113 | $0 | $113 | 15.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | UNIVERSITY HEALTH ALLIANCE | 235 | $1.9M |
| Dental(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 235 | $1.9M |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 235 | $1.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 168 | $83K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 168 | $83K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 235 | $1.9M |
| Other(7 contracts, 6 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 488 | $268K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 488 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.