No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC FEDERAL LLC EIN 47-3302715 NONE | Contract Administrator; Consulting (general); Direct payment from the plan Service code 13 | — | $3.0M |
| MILLIMAN USA EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $50K |
| NIGRO KARLIN SEGAL & FELDSTEIN EIN 95-3632775 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $49K |
| BUSH GOTTLIEB, A LAW CORPORATION EIN 95-2956616 NONE | Legal; Direct payment from the plan Service code 29 | — | $48K |
| BLEIWEISS COMMUNICATIONS INC EIN 95-3676526 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $42K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,930 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 6,930 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER PERMANENTE | 13,056 | $83.6M |
| Dental(4 contracts, 4 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 4,468 | $2.6M |
| Vision(3 contracts, 3 carriers) | DAVIS VISION - INSURER HM LIFE INSURANCE COMPANY | 14,491 | $959K |
| Life insurance | AETNA LIFE | 6,221 | $67K |
| Other(7 contracts, 7 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 6,602 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.