No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC FEDERAL LLC EIN 47-3302715 NONE | Consulting (general); Direct payment from the plan; Contract Administrator Service code 13 | — | $2.8M |
| NIGRO KARLIN SEGAL & FELDSTEIN EIN 95-3632775 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $61K |
| MILLIMAN USA EIN 91-0675641 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $49K |
| BUSH GOTTLIEB, A LAW CORPORATION EIN 95-2956616 NONE | Legal; Direct payment from the plan Service code 29 | — | $39K |
| BLEIWEISS COMMUNICATIONS INC. EIN 95-3676526 NONE | Participant communication Service code 38 | — | $23K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 6,183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER PERMANENTE | 12,116 | $70.8M |
| Dental(5 contracts, 5 carriers) | SIMNSA | 4,578 | $3.7M |
| Vision(2 contracts, 2 carriers) | DAVIS VISION - INSURER HM LIFE INSURANCE COMPANY | 13,565 | $911K |
| Life insurance | AETNA LIFE | 5,760 | $69K |
| Other(6 contracts, 6 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 3,805 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,565 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.