See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HARRY J WILSON INSURANCECENTER, INC NONE | Contract Administrator Service code 13 | PO BOX 27098 FRESNO, CA 93729 | $68K |
| GIBSON & COMPANY, INC. CPA EIN 94-2743702 NONE | Accounting (including auditing) Service code 10 | 4600 NORTHGATE BLVD. SUITE 115 SACRAMENTO, CA 95834 | $35K |
| LAW OFFICE OF GEOFFREY V. WHITE NONE | Legal Service code 29 | 21-C ORINDA WAY SUITE 324 ORINDA, CA 94563 | $30K |
| UNITED VALLEY INSURANCE AGENCY NONE | Contract Administrator Service code 13 | 3245 WEST FIGARDEN DRIVE FRESNO, CA 93711 | $20K |
| HARRINGTON INVESTMENTS, INC. NONE | Investment management fees paid directly by plan Service code 51 | 1001 2ND STREET SUITE 325 NAPA, CA 94559 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 689 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 2,803 | $333K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,823 | $795K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,803 | $461K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,823 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.