| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES, INC. 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | KAISER FOUNDATION HEALTH PLAN, INC. | $40K | — | $40K | 4.61% |
| AMWINS3 Filed as: AMWINS CONNECT INURANCE SERVICES, | LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | KAISER FOUNDATION HEALTH PLAN, INC. | $11K | — | $11K | 1.29% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 10.14% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 4.51% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 3.24% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 208142554 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$73 | -$73 | -0.07% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 27.06% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | — | $645 | $645 | 7.08% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $617 | — | $617 | 6.77% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 208142554 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$37 | -$37 | -0.41% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 21.82% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $485 | — | $485 | 5.45% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | — | $479 | $479 | 5.39% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 208142554 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$8 | -$8 | -0.09% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $569 | — | $569 | 9.30% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $355 | $355 | 5.80% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $284 | — | $284 | 4.64% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 208142554 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | -$28 | -$28 | -0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 304 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 304 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 130 | $870K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 312 | $110K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 312 | $104K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 312 | $104K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 312 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.