| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES, INC. 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | KAISER FOUNDATION HEALTH PLAN, INC. | $31K | $18K | $49K | 6.62% |
| AMWINS3 Filed as: AMWINS CONNECT INURANCE SERVICES, | LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 1.24% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $7K | — | $7K | 5.05% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $3K | $1K | $4K | 3.02% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 891352958 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | — | $827 | $827 | 0.57% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 20.11% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $756 | — | $756 | 5.03% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 891352959 | METROPOLITAN LIFE INSURANCE COMPANY | — | $170 | $170 | 1.13% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 23.34% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $627 | $234 | $861 | 8.02% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 891352958 | METROPOLITAN LIFE INSURANCE COMPANY | — | $130 | $130 | 1.21% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 23.21% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC 2677 N MAIN ST STE 800 SANTA ANA, CA 927056687 | METROPOLITAN LIFE INSURANCE COMPANY | $450 | — | $450 | 5.80% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 891352958 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 1.23% |
| TOTAL 360 INSURANCE & FINANCIAL3 | SERVICES INC 3625 DEL AMO BLVD STE 330 TORRANCE, CA 905031689 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $686 | — | $686 | 9.17% |
| AMWINS3 Filed as: LISI LLC D/B/A AMWINS CONNECT | INSURANCE SERVICES LLC SANTA ANA, CA 927056687 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $343 | — | $343 | 4.59% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 891352958 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | — | $83 | $83 | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 145 | $763K |
| Dental(2 contracts) | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | 240 | $152K |
| Vision | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | 240 | $145K |
| Life insurance | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | 240 | $145K |
| Other(2 contracts, 2 carriers) | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | 240 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.