| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCS INS SVCS INC. | 2659 TOWNSGATE RD. SUITE 106 WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $125K | $0 | $125K | 4.38% |
| GERARD DITULLIO3 | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | BLUECROSS BLUESHIELD OF TEXAS | $13K | $0 | $13K | 3.22% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 5420 LBJ FREEWAY SUITE 400 DALLAS, TX 75240 | BLUECROSS BLUESHIELD OF TEXAS | $6K | $375 | $7K | 1.70% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J. GALLAGHER & CO | 1900 CROWN COLONY SUITE 308 QUINCY, MA 02169 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $9K | $2K | $12K | 3.49% |
| DITULLIO & ASSOCIATES3 | INS. SRVC, INC. 2659 TOWNSGATE RD, STE 106 WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | $0 | $10K | 7.41% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS. | 2659 TOWNSGATE RD. SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $0 | $6K | 10.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS | 2659 TOWNSGATE RD. SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 10.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS SRVCS INC | 2464 SANTA BELLA PL WESTLAKE VILLAGE, CA 913625152 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.95% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS. | 2659 TOWNSGATE RD. SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 10.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS SRVCS INC | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $559 | $0 | $559 | 7.48% |
| ASPEN REINSURANCE GROUP, INC.3 | 6900 S MCCARRON BLVD SUITE 1010 RENO, NV 89509 | ACE AMERICAN INSURANCE COMPANY | $825 | $0 | $825 | 23.01% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $116 | $14 | $130 | 11.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 261 | $3.7M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 261 | $3.0M |
| Vision | VISION SERVICE PLAN | 259 | $44K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 264 | $48K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 264 | $47K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 264 | $70K |
| Other(5 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 289 | $183K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.