| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCS INS SVCS INC. | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $132K | $0 | $132K | 4.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER & CO | 5420 LBJ FREEWAY SUITE 400 DALLAS, TX 75240 | BLUECROSS BLUESHIELD OF TEXAS | $26K | $0 | $26K | 7.50% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS SVCS INC | 2659 TOWNSGATE RD, STE 106 WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | $0 | $12K | 8.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS. | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 10.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS SRVCS INC | 2464 SANTA BELLA PL WESTLAKE VILLAGE, CA 913625152 | VISION SERVICE PLAN | $2K | $0 | $2K | 4.19% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS. | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 10.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCS INS SVCS INC | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 8.00% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOC. INS. SRVC, INC. | 2659 TOWNSGATE RD, STE 106 WESTLAKE VILLAGE, CA 91361 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $354 | $0 | $354 | 3.95% |
| CONSOLIDATED PROGRAM INS. SERVICES3 | 77 MARK DRIVE STE 4 SAN RAFAEL, CA 94903 | ACE AMERICAN INSURANCE COMPANY | $578 | $0 | $578 | 22.98% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INC | 2659 TOWNSGATE RD #106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $89 | $0 | $89 | 9.96% |
| DITULLIO & ASSOCIATES3 Filed as: DITULLIO & ASSOCIATES INS SRVCS INC | 2659 TOWNSGATE RD SUITE 106 WESTLAKE VILLAGE, CA 91361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27 | $0 | $27 | 3.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 244 | $3.5M |
| Dental(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 244 | $3.2M |
| Vision | VISION SERVICE PLAN | 250 | $38K |
| Life insurance(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 237 | $49K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 30 | $894 |
| Long-term disability(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 237 | $56K |
| Other(6 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 237 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.