| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT LYNN COMPANY, INC.3 | 3761 BERNARD STREET BAKERSFIELD, CA 93303 | AETNA HEALTH, INC. | $32K | — | $32K | 2.44% |
| JACQUELINE BARTHELEMY3 Filed as: JACQUELINE P. MCCARVILLE INSURANCE | 4550 CCALIFORNIA AVENUE, #105 BAKERSFIELD, CA 93309 | AETNA HEALTH, INC. | $28K | — | $28K | 2.18% |
| SCOTT C. BARKS INSURANCE SERVICES3 | 4550 CALIFORNIA AVENUE, #105 BAKERFIELD, CA 39909 | AETNA HEALTH, INC. | $9K | — | $9K | 0.73% |
| ROBERT LYNN COMPANY, INC.3 | P. O. BOX 1966 BAKERSFIELD, CA 93303 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.54% |
| JACQUELINE BARTHELEMY3 Filed as: JACQUELINE P. MCCARVILLE INSURANCE | 4550 CALIFORNIA AVENUE, #105 BAKERFIELD, CA 93309 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.20% |
| SCOTT C. BARKS INSURANCE SERVICES3 | 4550 CALIFORNIA AVENUE, #105 BAKERFIELD, CA 93309 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.73% |
| ROBERT LYNN COMPANY, INC.3 | P. O. BOX 1966 BAKERSFIELD, CA 93303 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 18.68% |
| FIRST SOLUTIONS INSURANCE SERVICES3 | 4550 CALIFORNIA AVENUE, #105 BAKERFIELD, CA 93309 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.73% |
| THE DBL CENTER LTD3 | 155 PINELAWN ROAD, #120 SOUTH MELVILLE, NY 11747 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $367 | $545 | $912 | 12.11% |
| ROBERT LYNN COMPANY, INC.3 Filed as: THE ROBERT LYNN COMPANY, INC. | P. O. BOX 1966 BAKERSFIELD, CA 93303 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $544 | — | $544 | 7.22% |
| THE DBL CENTER LTD3 | 155 PINELAWN ROAD, #120 SOUTH MELVILLE, NY 11747 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $2K | $3K | — |
| ROBERT LYNN COMPANY, INC.3 Filed as: THE ROBERT LYNN COMPANY, INC. | P. O. BOX 1966 BAKERSFIELD, CA 93303 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 260 | $1.5M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 126 | $17K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 126 | $17K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 127 | $8K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 127 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.