Welfare broker

FIRST SOLUTIONS INSURANCE SERVICES

Mailing address (most recent filing)

1100 MOHAWK STREET, SUITE 270

BAKERSFIELD, CA 93309

Total comp: $209K
Commissions: $95K
Fees: $114K
Filings: 7
Sponsors: 7

Carrier mix

Where FIRST SOLUTIONS INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
ROUNDSTONE33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$718K	33.3%
ROUNDSTONE	1	$435K	33.3%
BLUE CROSS OF CALIFORNIA	1	$3.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$4.1M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST SOLUTIONS INSURANCE SERVICES's plans by broker comp / premium ratio. Median 4.74% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FIRST SOLUTIONS INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FIRST SOLUTIONS INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JTI ELECTRICAL & INSTRUMENTATION, LLC JTI ELECTRICAL & INSTRUMENTATION, LLC HEALTH & WELFARE PLAN	CA	$3.0M	$140K	BLUE CROSS OF CALIFORNIA
PREMIER EQUIPMENT RENTALS, INC. PREMIER EQUIPMENT RENTALS, INC. HEALTH & WELFARE PLAN	CA	$718K	$54K	UNITEDHEALTHCARE INSURANCE COMPANY
MASHBURN TRANSPORTATION SERVICES MASHBURN TRANSPORTATION SERVICES EMPLOYEE BENEFITS PLAN	CA	$435K	$8K	ROUNDSTONE

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$718K

33.3%

ROUNDSTONE

$435K

33.3%

BLUE CROSS OF CALIFORNIA

$3.0M

33.3%

State

Plans

Premium

State share

Index

$4.1M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

JTI ELECTRICAL & INSTRUMENTATION, LLC

JTI ELECTRICAL & INSTRUMENTATION, LLC HEALTH & WELFARE PLAN

$3.0M

$140K

BLUE CROSS OF CALIFORNIA

PREMIER EQUIPMENT RENTALS, INC.

PREMIER EQUIPMENT RENTALS, INC. HEALTH & WELFARE PLAN

$718K

$54K

UNITEDHEALTHCARE INSURANCE COMPANY

MASHBURN TRANSPORTATION SERVICES

MASHBURN TRANSPORTATION SERVICES EMPLOYEE BENEFITS PLAN

$435K

$8K

ROUNDSTONE