| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 15939 COLLECTION CENTER DRIVE CHICAGO, IL 60693 | BLUECROSS BLUESHIELD OF ILLINOIS | $201K | $30K | $231K | 0.59% |
| KEMPER BENEFITS3 | UNKNOWN LISLE, IL 60532 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $117K | $0 | $117K | 5.33% |
| FIRST HEALTH3 | UNKNOWN LISLE, IL 90532 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $50K | $0 | $50K | 2.28% |
| CAREINGTON3 | 7400 GAYLORD PARKWAY FRISCO, TX 75035 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $17K | $0 | $17K | 0.76% |
| LOCKTON COMPANIES, LLC3 | 500 WEST MONROE STREET, SUITE 3400 CHICAGO, IL 60661 | AETNA LIFE INSURANCE COMPANY | $143K | $0 | $143K | 6.66% |
| LOCKTON COMPANIES, LLC3 | 15939 COLLECTIONS CENTER DRIVE CHICAGO, IL 60693 | VISION SERVICE PLAN | $26K | $0 | $26K | 4.06% |
| LOCKTON COMPANIES, LLC3 | 15939 COLLECTIONS CENTER DRIVE CHICAGO, IL 60693 | METLIFE LEGAL PLANS, INC. | $19K | $0 | $19K | 9.85% |
| LOCKTON COMPANIES, LLC3 | 111 EAST KILBOURN AVENUE, SUITE 825 MILWAUKEE, WI 53202 | METLIFE LEGAL PLANS, INC. | $0 | $2K | $2K | 1.13% |
| LOCKTON COMPANIES, LLC3 | PO BOX 173850 DENVER, CO 80217 | METLIFE LEGAL PLANS, INC. | $0 | $583 | $583 | 0.31% |
| LOCKTON COMPANIES, LLC3 | 525 WEST MONROE, SUITE 600 CHICAGO, IL 60661 | METLIFE LEGAL PLANS, INC. | $0 | $73 | $73 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 26,316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 38 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 26,354 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 11,048 | $45.6M |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 11,048 | $39.1M |
| Vision | VISION SERVICE PLAN | 6,574 | $644K |
| Life insurance(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 24,889 | $4.3M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 24,889 | $2.1M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 24,889 | $2.1M |
| Prescription drug(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 11,048 | $45.6M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 24,889 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,889 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.