| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BALDWIN GROUP WEST LLC3 Filed as: BALDWIN GROUP WEST LLC | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | BLUE CROSS OF CALIFORNIA | $431K | $0 | $431K | 4.77% |
| RYAN INSURANCE SERVICES LLC3 | 517 EAST WILSON AVENUE, SUITE 104 GLENDALE, CA 91206 | BLUE CROSS OF CALIFORNIA | $156K | $0 | $156K | 1.72% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | KAISER FOUNDATION HEALTH PLAN, INC. | $129K | $0 | $129K | 3.35% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | KAISER FOUNDATION HEALTH PLAN, INC. | $43K | $0 | $43K | 1.12% |
| THE BALDWIN GROUP WEST LLC3 Filed as: BALDWIN GROUP WEST LLC | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | STANDARD INSURANCE COMPANY | $35K | $243 | $35K | 13.30% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $10K | $0 | $10K | 4.89% |
| ELLEN G VALDEZ3 Filed as: ELLEN GRACE VALDEZ | 4339 RADFORD AVENUE, SUITE 4 STUDIO CITY, CA 91604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | $0 | $18K | 13.13% |
| KYLE ROBERT RYAN3 | 6201 KENTLAND AVENUE WOODLAND HILLS, CA 91367 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 11.82% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 4211 WEST BOY SCOUT BOULEVARD SUITE 800 AND 1200 TAMPA, FL 33607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 3.59% |
| RHOEL T VALDEZ3 Filed as: RHOEL TELMO VALDEZ | 20016 BLYTHE STREET WINNETKA, CA 91306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 2.67% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $4K | $0 | $4K | 3.63% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.23% |
| RYAN INSURANCE SERVICES LLC3 Filed as: RYAN INSURANCE SERVICES, LLC | 327 WEST BROADWAY GLENDALE, CA 91204 | AETNA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.82% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $23 | $8K | 11.18% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 6.93% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN., INC. | 101 SOUTH GARLAND AVENUE, SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $578 | $0 | $578 | 0.83% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $2K | $0 | $2K | 2.98% |
| KYLE RYAN3 | 327 WEST BROADWAY GLENDALE, CA 91204 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $958 | $0 | $958 | 1.42% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $0 | $2K | 3.08% |
| MJ INSURANCE3 Filed as: ANDRE CRENSHAW AND VARIOUS AGENTS | 44676 LIBERTY AVENUE LA QUINTA, CA 92253 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.18% |
| TERI ROLLIN3 | UNKNOWN OAK PARK, CA 91377 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $926 | $0 | $926 | 1.69% |
| KENNIESHA SHACOYE NEWSOME3 | 5408 SOUTH MULLEN AVENUE APARTMENT A WINDSOR HILLS, CA 90043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $310 | $374 | $684 | 1.25% |
| KYLE ROBERT RYAN3 | 1291 WESLEY AVENUE PASADENA, CA 91104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $598 | $0 | $598 | 1.09% |
| MARIA VERONICA JARQUE3 | 4744 NORTH PAULINA STREET APARTMENT 1E CHICAGO, IL 60640 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $313 | $0 | $313 | 0.57% |
| GEORGE E ARBID3 Filed as: GEORGE ELIE ARBID | 25728 LEWIS WAY STEVENSON RANCH, CA 91381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | $163 | $291 | 0.53% |
| MICHAEL JESUS NARANJO-ZUNIGA3 | 12857 HERRICK AVENUE SYLMAR, CA 91342 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $145 | $133 | $278 | 0.51% |
| RYAN INSURANCE SERVICES LLC3 | 517 EAST WILSON AVENUE, SUITE 104 GLENDALE, CA 91206 | ANTHEM LIFE INSURANCE COMPANY | $4K | $0 | $4K | 14.76% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | METLIFE LEGAL PLANS | $1K | $0 | $1K | 5.34% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 6338 VARIEL AVENUE WOODLAND HILLS, CA 91367 | METLIFE LEGAL PLANS | $0 | $23 | $23 | 0.11% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | METLIFE LEGAL PLANS | -$40 | $0 | -$40 | -0.20% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 2211 MICHELSON DRIVE, SUITE 1200 IRVINE, CA 92612 | METROPOLITAN GENERAL INSURANCE COMPANY | $703 | $0 | $703 | 53.99% |
| BURNHAM BENEFITS INSURANCE SERVICES3 | 6338 VARIEL AVENUE WOODLAND HILLS, CA 91367 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $23 | $23 | 1.77% |
| RYAN INSURANCE SERVICES LLC3 | 327 WEST BROADWAY GLENDALE, CA 91204 | METROPOLITAN GENERAL INSURANCE COMPANY | -$186 | $0 | -$186 | -14.29% |
| SOTERIA PARTNERS LLC3 | 77 HAGGERTY DRIVE WEST ORANGE, NJ 07052 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.63% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | UNKNOWN CRANSTON, RI 02920 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | $0 | $2 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,355 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,355 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | BLUE CROSS OF CALIFORNIA | 1,511 | $13.4M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 1,511 | $9.1M |
| Vision | BLUE CROSS OF CALIFORNIA | 1,511 | $9.0M |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,299 | $293K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 55 | $191K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,015 | $70K |
| Prescription drug | BLUE CROSS OF CALIFORNIA | 1,511 | $9.0M |
| Other(7 contracts, 7 carriers) | BLUE CROSS OF CALIFORNIA | 1,511 | $9.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,511 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.