| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL P. REZINAS INS. SVCS., INC.3 | P.O. BOX 7128 MISSION HILLS, CA 913467128 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $680K | — | $680K | 3.23% |
| BENEFITS EXCHANGE ALLIANCE3 | 23716 BIRTCHER DR. LAKE FOREST, CA 92630 | UNITED CONCORDIA INSURANCE COMPANY | $110K | $47 | $110K | 4.57% |
| ACCESS BENEFITS, INC.3 Filed as: ACCESS BENEFITS, INC | P.O. BOX 7128 MISSION HILLS, CA 913467128 | UNITED CONCORDIA INSURANCE COMPANY | $4K | $5 | $4K | 0.17% |
| BENEFITS EXCHANGE ALLIANCE3 | 23716 BIRTCHER DR. LAKE FOREST, CA 92630 | LIFE INS. COMPANY OF NORTH AMERICA | $72K | — | $72K | 8.00% |
| ACCESS BENEFITS, INC.3 Filed as: ACCESS BENEFITS, INC | P.O. BOX 7128 MISSION HILLS, CA 913467128 | VISION SERVICE PLAN | $12K | — | $12K | 3.30% |
| BENEFITS EXCHANGE ALLIANCE3 | 23716 BIRTCHER DR. LAKE FOREST, CA 926301771 | VISION SERVICE PLAN | $3K | — | $3K | 0.86% |
| MICHAEL P. REZINAS INS. SVCS., INC.3 | P.O. BOX 7128 MISSION HILLS, CA 913467128 | VISION SERVICE PLAN | $3K | — | $3K | 0.84% |
| BENEFITS EXCHANGE ALLIANCE3 | 23716 BIRTCHER DR. LAKE FOREST, CA 92630 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | $6K | $32 | $6K | 4.91% |
| ACCESS BENEFITS, INC.3 | P.O. BOX 7128 MISSION HILLS, CA 913467128 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | $223 | $3 | $226 | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,743 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,743 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,162 | $21.1M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 1,907 | $2.5M |
| Vision | VISION SERVICE PLAN | 2,286 | $367K |
| Life insurance | LIFE INS. COMPANY OF NORTH AMERICA | 2,743 | $898K |
| Short-term disability | LIFE INS. COMPANY OF NORTH AMERICA | 2,743 | $898K |
| Long-term disability | LIFE INS. COMPANY OF NORTH AMERICA | 2,743 | $898K |
| Other | LIFE INS. COMPANY OF NORTH AMERICA | 2,743 | $898K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,743 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.