| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BUILDING 2 AQUARIUM DRIVE STE 200 CAMDEN, NJ 08103 | BLUE CROSS OF CALIFORNIA | $142K | — | $142K | 2.44% |
| CORPORATE SYNERGIES GROUP LLC3 | 200 EAST PARK DR #600 MOUNT LAUREL, NJ 08504 | BLUE CROSS OF CALIFORNIA | $105K | $4K | $109K | 1.88% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, INC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | KAISER FOUNDATION HEALTH PLAN INC | $40K | — | $40K | 3.01% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE STE 100 MOUNT LAUREL, NJ 08054 | BLUE CROSS BLUE SHIELD OF ARIZONA | $3K | — | $3K | 0.64% |
| ROSENFELD, JASON E3 | 31860 NORTHWESTERN HWY FARMINGTON HILLS, MI 48334 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $108K | — | $108K | 20.00% |
| LINDA M NAPOLI3 | 5335 YARMOUTH AVE APT 106 ENCINO, CA 91316 | AFLAC | $9K | $167 | $9K | 8.08% |
| ROBERT D TURNER3 Filed as: ROBERT MILER QUICK | 8690 AERO DR STE 115 SAN DIEGO, CA 92123 | AFLAC | $3K | — | $3K | 2.26% |
| MJ INSURANCE3 Filed as: KERI A PARKER & VARIOUS AGENTS | 4033 W HELENA DR GLENDALE, AZ 85308 | AFLAC | $2K | $73 | $2K | 2.05% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BLVD STE 210 COMMERCE, CA 90040 | AFLAC | $2K | $52 | $2K | 1.65% |
| FRANCOISE YVONNE KORENBERG3 | 6055 E WASHINGTON BLVD STE 210 COMMERCE, CA 90040 | AFLAC | $753 | $220 | $973 | 0.87% |
| SHEM J BOSTICK3 | 1620 S DITMAR ST OCEANSIDE, CA 92054 | AFLAC | $532 | — | $532 | 0.47% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $496 | — | $496 | 0.44% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP | PO BOX 654118 DALLAS, TX 75265 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COM. | $6K | — | $6K | 9.91% |
| CORPORATE SYNERGIES GROUP LLC3 | 200 EAST PARK DRIVE SUITE 600 MOUNT LAUREL, NJ 080541297 | ZURICH AMERICAN INSURANCE COMPANY | $8K | — | $8K | 15.01% |
| JASON E ROSENFELD3 Filed as: JASON ROSENFELD | 31860 NORTHWESTERN HWY FARMINGTON HILLS, MI 483341628 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 30.74% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 2 AQUARIUM DR STE 200 THE FERRY TERMINAL BUILDING CAMDEN, NJ 081031000 | METROPOLITAN LIFE INSURANCE COMPANY | — | $141 | $141 | 0.31% |
| LINDA M NAPOLI3 | 2881 NE 32ND STREET #120 FT LAUDERDALE, FL 33306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 10.03% |
| PATRICIA GAIL LEES3 Filed as: PATRICIA G LEES | 1124 CHURCHS CT BURBANK, CA 91501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $196 | — | $196 | 0.97% |
| FRANCOISE YVONNE KORENBERG3 Filed as: FRANCOISE Y KORENBERG | 6055 E WASHINGTON BLVD SUITE 460 COMMERCE, CA 90040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.81% |
| DE VITA B MCKENZIE3 Filed as: DE-VITA B MCKENZIE | 289 S BURTON AVE SAN GARBRIEL, CA 91776 | CONTINENTAL AMERICAN INSURANCE COMPANY | $135 | — | $135 | 0.67% |
| KENNETH B MCPHERSON3 | 3 ROSELEAF IRVINE, CA 92620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.44% |
| MYSTI LEE KING3 Filed as: MYSTI L KING | 11555 216TH ST 209 LAKEWOOD, CA 90715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 0.41% |
| RAVONE M GRAHAM3 Filed as: RAVONE M GRAHAM & VARIOUS | AGENTS 5329 PASEO GILBERTO YORBA LINDA, CA 92886 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.30% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, INC | 5000 DEARBORN CIR #100 MOUNT LAUREL, NJ 08054 | MANAGED HEALTH NETWORK | $722 | — | $722 | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $204 | — | $204 | 2.75% |
| CORPORATE SYNERGIES GROUP LLC3 | PO BOX 654118 DALLAS, TX 752654118 | HARTFORD LIFE AND ACCIDENT | $938 | $69 | $1K | 16.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 455 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | BLUE CROSS OF CALIFORNIA | 883 | $7.7M |
| Dental | BLUE CROSS OF CALIFORNIA | 883 | $5.8M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 817 | $605K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 463 | $584K |
| Short-term disability(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 463 | $697K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 463 | $584K |
| Prescription drug(5 contracts, 5 carriers) | BLUE CROSS OF CALIFORNIA | 883 | $7.7M |
| Other(7 contracts, 7 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 463 | $789K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.