| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | PO BOX 654118 DALLAS, TX 75265 | BLUE CROSS OF CALIFORNIA | $202K | $5K | $207K | 4.32% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | KAISER FOUNDATION HEALTH PLAN INC | $33K | — | $33K | 2.98% |
| JASON E ROSENFELD3 Filed as: JASON ROSENFELD | 31860 NORTHWESTERN HIGHWAY FARMINGTON HILLS, MI 48334 | METROPOLITAN LIFE INSURANCE COMPANY | $87K | — | $87K | 16.75% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $337 | $3K | 0.55% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | BLUE CROSS BLUE SHIELD OF ARIZONA | $7K | — | $7K | 1.37% |
| LINDA M NAPOLI3 | 2881 NE 32ND ST APT 120 FT LAUDERDALE, FL 33306 | AFLAC | $3K | $44 | $3K | 3.38% |
| FRANCOISE YVONNE KORENBERG3 | 6055 E WASHINGTON BLVD STE 210 COMMERCE, CA 90040 | AFLAC | $3K | $103 | $3K | 2.98% |
| LINDA M NAPOLI3 | 5335 YARMOUTH AVE APT 106 ENCINO, CA 91316 | AFLAC | $3K | $75 | $3K | 2.73% |
| MJ INSURANCE3 Filed as: ALFRED RIETKERK & VARIOUS AGENTS | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $2K | $19 | $2K | 2.61% |
| ROBERT D TURNER3 Filed as: ROBERT MILER QUICK | 8690 AERO DR STE 115 SAN DIEGO, CA 92123 | AFLAC | $2K | — | $2K | 2.46% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BLVD STE 210 COMMERCE, CA 90040 | AFLAC | $1K | $24 | $1K | 1.33% |
| DAVID J REESOR3 | 2220 E ROUTE 66 STE 215 GLENDORA, CA 91740 | AFLAC | $614 | $38 | $652 | 0.69% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | PO BOX 654118 DALLAS, TX 75265 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COM. | $5K | — | $5K | 9.14% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 200 EAST PARK DRIVE SUITE 600 MOUNT LAUREL, NJ 08054 | ZURICH AMERICAN INSURANCE COMPANY | $3K | — | $3K | 6.01% |
| LINDA M NAPOLI3 | 2881 NE 32ND STREET #120 FT LAUDERDALE, FL 33306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 8.53% |
| FRANCOISE YVONNE KORENBERG3 Filed as: FRANCOISE Y KORENBERG | 6055 E WASHINGTON BLVD SUITE 460 COMMERCE, CA 90040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $287 | — | $287 | 1.63% |
| PATRICIA GAIL LEES3 Filed as: PATRICIA G LEES | 1124 CHURCHS CT BURBANK, CA 91501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $202 | — | $202 | 1.14% |
| KENNETH B MCPHERSON3 | 3 ROSELEAF IRVINE, CA 92620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.48% |
| MYSTI LEE KING3 Filed as: MYSTI L KING | 11555 216TH ST 209 LAKEWOOD, CA 90715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.43% |
| DE VITA B MCKENZIE3 Filed as: DE-VITA B MCKENZIE & VARIOUS | AGENTS 289 S BURTON AVE SAN GARBRIEL, CA 91776 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | — | $59 | 0.33% |
| RAVONE M GRAHAM3 | 5329 PASEO GILBERTO YORBA LINDA, CA 92886 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.22% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | MANAGED HEALTH NETWORK | $659 | — | $659 | 4.99% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | PO BOX 654118 DALLAS, TX 75265 | HARTFORD LIFE AND ACCIDENT | $938 | $81 | $1K | 16.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 425 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 800 | $6.4M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 800 | $5.3M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 732 | $541K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 456 | $519K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 456 | $614K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 456 | $519K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 800 | $6.4M |
| Other(6 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 456 | $698K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 800 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.