| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $63K | $1K | $64K | 4.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 320 WEST 57TH STREET THIRD FLOOR NEW YORK, NY 10019 | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | $73K | — | $73K | 10.00% |
| GA SOLUTIONS LLC3 | 65 MECHANIC STREET SUITE 106 RED BANK, NJ 07701 | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | $37K | — | $37K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $20K | $539 | $20K | 4.17% |
| THE CAMPS GROUP LLC3 | 320 WEST 57TH STREET 3RD FLOOR NEW YORK, NY 10019 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23K | — | $23K | 6.49% |
| THE CAMPS GROUP LLC3 Filed as: THE CAMPS GROUP | 122 EAST 42ND STREET SUITE 1903 NEW YORK, NY 10168 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $28K | — | $28K | 7.94% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN, INC. | $6K | — | $6K | 4.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $2K | — | $2K | 2.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 765 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 786 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 258 | $2.4M |
| Dental | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | 678 | $733K |
| Vision(2 contracts) | VISION SERVICE PLAN | 654 | $92K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 761 | $350K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 767 | $349K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 767 | $349K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 405 | $978K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 761 | $350K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 767 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.