| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $36K | — | $36K | 2.71% |
| THE CAMPS GROUP LLC3 | 320 W 57TH ST FL 3 NEW YORK, NY 10019 | KAISER FOUNDATION HEALTH PLAN, INC. | $18K | — | $18K | 1.35% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 320 W 57TH ST FL 3 NEW YORK, NY 10019 | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | $76K | — | $76K | 10.00% |
| GA SOLUTIONS LLC3 | 370 LEXINGTON AVENUE SUITE 703 NEW YORK, NY 10017 | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | $38K | — | $38K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $14K | — | $14K | 2.66% |
| THE CAMPS GROUP LLC3 | 320 W 57TH ST FL 3 NEW YORK, NY 10019 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 1.76% |
| THE CAMPS GROUP LLC3 Filed as: THE CAMPS GROUP | 122 EAST 42ND STREET SUITE 1903 NEW YORK, NY 10168 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 6.32% |
| THE CAMPS GROUP LLC3 | 320 W 57TH ST FL 3 NEW YORK, NY 10019 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $22K | — | $22K | 5.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN, INC. | $2K | — | $2K | 1.02% |
| THE CAMPS GROUP LLC3 | 122 E 42ND ST NEW YORK, NY 10168 | VISION SERVICE PLAN | $3K | — | $3K | 2.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 800 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 809 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 243 | $2.2M |
| Dental | THE GUARDIAN LIFE INSURACE COMPANY OF AMERICA | 716 | $761K |
| Vision | VISION SERVICE PLAN | 679 | $98K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 767 | $392K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 767 | $392K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 453 | $1.1M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 761 | $359K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 767 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.