| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANDRA L KAWANO3 | 222 PASEO BERNAL MORAGA, CA 94556 | BLUE SHIELD OF CALIFORNIA | $55K | $0 | $55K | 2.30% |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA ST 100 PASADENA, CA 91101 | BLUE SHIELD OF CALIFORNIA | $50K | $0 | $50K | 2.10% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 100 N FIRST ST STE 301 BURBANK, CA 91502 | KAISER FOUNDATION HEALTH PLAN, INC. | $22K | $0 | $22K | 2.97% |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA STREET SUITE 100 PASADENA, CA 91101 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | $0 | $4K | 0.48% |
| HAROLD L LEE & SONS INC3 Filed as: HAROLD L. LEE & SONS, INC. | 31 PELL STREET NEW YORK, NY 10013 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | $0 | $4K | 0.48% |
| SANDRA L KAWANO3 Filed as: SANDRA LEE KAWANO | 31 PELL STREET NEW YORK, NY 10013 | AETNA LIFE INSURANCE CO. | $7K | $0 | $7K | 6.77% |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA STREET SUITE 100 PASADENA, CA 91101 | AETNA LIFE INSURANCE CO. | $6K | $0 | $6K | 5.11% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 301 E COLORADO BLVD STE 200 PASEDENA, CA 31101 | AETNA LIFE INSURANCE CO. | $2K | $0 | $2K | 1.66% |
| LINDA M NAPOLI3 | 5335 YARMOUTH AVE APT 105 ENCINO, CA 91316 | AFLAC | $1K | $0 | $1K | 6.49% |
| PAUL GALLEGOS3 | 10519 SHOSHONE AVE GRANADA HILLS, CA 91344 | AFLAC | $398 | $0 | $398 | 2.39% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BLVD SUITE 955 COMMERCE, CA 90040 | AFLAC | $292 | $0 | $292 | 1.75% |
| HAROLD L LEE & SON INC3 | 1654 SOLANO AVE STE D ALBANY, CA 94707 | AFLAC | $246 | $0 | $246 | 1.48% |
| HING AND ASSOCIATES INSURANCE3 Filed as: HING AND ASSOCIATES INS BROKERS INC | 301 E COLORADO BLVD STE 200 PASADENA, CA 91101 | AFLAC | $184 | $0 | $184 | 1.10% |
| DAVID J REESOR3 | 2220 E ROUTE 66 SUITE 215 GLENDORA, CA 91740 | AFLAC | $154 | $0 | $154 | 0.92% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FT LAUDERDALE, FL 33308 | AFLAC | $118 | $0 | $118 | 0.71% |
| SALLY CHUNG3 | 236 WEST PORTAL AVE #498 SAN FRANCISCO, CA 94127 | AFLAC | $93 | $0 | $93 | 0.56% |
| VINCENT C HING3 | 4536 RINETTI LN LA CANADA, CA 91011 | AFLAC | $70 | $0 | $70 | 0.42% |
| JOSEPH A BUZZELLO3 | 9018 BALBOA BLVD STE 254 NORTHRIDGE, CA 91325 | AFLAC | $66 | $0 | $66 | 0.40% |
| MIU FONG LAM3 | PO BOX 1195 ARCADIA, CA 91077 | AFLAC | $62 | $0 | $62 | 0.37% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $46 | $0 | $46 | 0.28% |
| CHARLES EDWARD WILLIAMS3 | 847 N HOLLYWOOD WAY STE 204 BURBANK, CA 91505 | AFLAC | $31 | $0 | $31 | 0.19% |
| LEANN C LEVINE3 | 1049 16TH STREET 9 SANTA MONICA, CA 90403 | AFLAC | $27 | $0 | $27 | 0.16% |
| SPALDING GROUP ENTERPRISES3 | 4297 KLUMP AVE STUDIO CITY, CA 91602 | AFLAC | $27 | $0 | $27 | 0.16% |
| DE VITA B MCKENZIE3 | 733 BISHOP ST STE 2530 HONOLULU, HI 96813 | AFLAC | $27 | $0 | $27 | 0.16% |
| BALTOR INSURANCE SERVICES3 | 11 AIRPORT BLVD SUITE 105 SOUTH SAN FRANCISCO, CA 94080 | AFLAC | $26 | $0 | $26 | 0.16% |
| DAVID WILLIAM ZIEGLER3 | 1 S FAIR OAKS AVE STE 200 PASADENA, CA 91105 | AFLAC | $16 | $0 | $16 | 0.10% |
| JOHNNY TAI3 | 2111 HILLSBORO AVENUE LOS ANGELES, CA 90034 | AFLAC | $15 | $0 | $15 | 0.09% |
| LENHI TANG3 | PO BOX 4142 EL MONTE, CA 91734 | AFLAC | $14 | $0 | $14 | 0.08% |
| JULIE ATKINS3 | 165 GRAMERCY DRIVE SAN MATEO, CA 94402 | AFLAC | $13 | $0 | $13 | 0.08% |
| TODD V MASON3 | 6164 LAWRENCE ST CYPRESS, CA 90630 | AFLAC | $12 | $0 | $12 | 0.07% |
| LEANN C LEVINE3 Filed as: LEANN C LEVIN | 1049 16TH ST APT 9 SANTA MONICA, CA 90403 | AFLAC | $11 | $0 | $11 | 0.07% |
| MARSHALL CHARLES MCDONALD3 | 415 DAVIDSON GATEWAY DR APT 7 DAVIDSON, NC 28036 | AFLAC | $10 | $0 | $10 | 0.06% |
| CHARLES G WENDELBERGER3 | 5083 SNOWBERRY LN EVERGREEN, CO 80439 | AFLAC | $10 | $0 | $10 | 0.06% |
| CHRIS BRANSON3 | 9209 COLBERG DR AUSTIN, TX 78749 | AFLAC | $9 | $0 | $9 | 0.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH STREET FT LAUDERDALE, FL 33334 | AFLAC | $8 | $0 | $8 | 0.05% |
| JOSHUA BALTOR3 Filed as: JOSHUA S BALTOR | 11 AIRPORT BLVD STE 105 SOUTH SAN FRANCISCO, CA 94080 | AFLAC | $8 | $0 | $8 | 0.05% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $8 | $0 | $8 | 0.05% |
| ANNA JANICE RUIZ3 | 2596 17TH AVE SAN FRANCISCO, CA 94116 | AFLAC | $8 | $0 | $8 | 0.05% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3 CITYPLACE DR SUITE 900 SAINT LOUIS, MT 63141 | AFLAC | $6 | $0 | $6 | 0.04% |
| RICHARD J KUNZ3 | 601 MONTGOMERY ST STE 1475 SAN FRANCISCO, CA 94111 | AFLAC | $6 | $0 | $6 | 0.04% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $4 | $0 | $4 | 0.02% |
| LARA K GRANDE3 | 117 MORNING MIST LN FRANKLIN, TN 37064 | AFLAC | $4 | $0 | $4 | 0.02% |
| LARA K GRANDE3 | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $3 | $0 | $3 | 0.02% |
| GARY SCOTT NELLIS3 | 10607 1/2 WOODBRIDGE ST TOLUCA LAKE, CA 91602 | AFLAC | $2 | $0 | $2 | 0.01% |
| ERIC BROGAN3 Filed as: ERIC E MILLER | 6631 FOX RIDGE CIRCLE DAVIDSON, NC 28036 | AFLAC | $1 | $0 | $1 | 0.01% |
| KRISTINA J KUNZ3 | 351 CALIFORNIA ST STE 450 SAN FRANCISCO, CA 94104 | AFLAC | $1 | $0 | $1 | 0.01% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL SCHNAIDER | 2521 SHADOWBROOKE RD BRENTWOOD, CA 94513 | AFLAC | $1 | $0 | $1 | 0.01% |
| JEANETTE SCHAUB3 | 28 N 1ST STE 700 SAN JOSE, CA 95113 | AFLAC | $1 | $0 | $1 | 0.01% |
| CAROLINE D MORNINGSTAR3 Filed as: CAROLINE Y MOY | 2169 E 28TH STREET BROOKLYN, NY 11229 | AFLAC | $660 | $0 | $660 | 6.03% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $308 | $0 | $308 | 2.82% |
| LINDA M NAPOLI3 Filed as: LINDA NAPOLI | 1443 E WASHINGTON BLVD 128 PASADENA, CA 91104 | AFLAC | $202 | $0 | $202 | 1.85% |
| HAROLD L LEE & SONS INC3 Filed as: HAROLD LEE & SONS INC | 31 PELL STREET NEW YORK, NY 10013 | AFLAC | $195 | $0 | $195 | 1.78% |
| TREVOR FENNELL3 | 11835 QUEENS BLVD STE 1403 FOREST HILLS, NY 11375 | AFLAC | $128 | $0 | $128 | 1.17% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $98 | $0 | $98 | 0.90% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $65 | $0 | $65 | 0.59% |
| TOMMY TAM3 | 418 E 74TH ST APT 1B NEW YORK, NY 10021 | AFLAC | $45 | $0 | $45 | 0.41% |
| TRACY L WILBANKS3 | 446 W 55TH ST APT 2B NEW YORK, NY 10019 | AFLAC | $31 | $0 | $31 | 0.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G GALLAGHER | 173 GELSTON AVE APT 3D BROOKLYN, NY 11209 | AFLAC | $20 | $0 | $20 | 0.18% |
| DEVITA MCKENZIE3 | 300 E ESPLANADE DR 1220 OXNARD, CA 93036 | AFLAC | $16 | $0 | $16 | 0.15% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $15 | $0 | $15 | 0.14% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $13 | $0 | $13 | 0.12% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $5 | $0 | $5 | 0.05% |
| MICHAEL BURACK3 | 125 JERICHO TPKE SUITE 201 JERICHO, NY 11753 | AFLAC | $3 | $0 | $3 | 0.03% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $2 | $0 | $2 | 0.02% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $2 | $0 | $2 | 0.02% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS RD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $2 | $0 | $2 | 0.02% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $1 | $0 | $1 | 0.01% |
| PATRICIA GAIL LEES3 Filed as: PATRICIA G LEES | 1124 CHURCHS COURT BURBANK, CA 91501 | AFLAC | $1 | $0 | $1 | 0.01% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $1 | $0 | $1 | 0.01% |
| KENNETH B MCPHERSON3 | 1932 E DEERE AVE SUITE 240 SANTA ANA, CA 92705 | AFLAC | $1 | $0 | $1 | 0.01% |
| TODD V MASON3 | 6164 LAWRENCE ST CYPRESS, CA 90630 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 316 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE SHIELD OF CALIFORNIA | 204 | $2.4M |
| Life insurance | AETNA LIFE INSURANCE CO. | 275 | $108K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 275 | $108K |
| Other(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 275 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.